payments_operations_lead

01 前言 Front Matter

name

payments_operations_lead

judgement

{ "gates": { "merchant-onboarding-risk": { "facts": "verticals.banking.judgement_facts:merchant_gate", "reads": [ { "id": "argues_decline", "ask": "Does the text argue that the application should be declined?", "text": "agent_reasoning" }, { "id": "weighs_volume", "ask": "Does the text discuss the merchant's expected card volume?", "text": "agent_reasoning" }, { "id": "covers_no_action", "ask": "Does the text mention what happens if nothing is done?", "text": "agent_reasoning" } ], "checks": [ { "when": { "is": true, "fact": "recommends_decline", "read": "argues_decline", "equals": false }, "concern": "the agent argues for declining but recommends onboarding the merchant" }, { "when": { "is": false, "fact": "standard_terms_for_large_volume", "read": "weighs_volume", "equals": true }, "concern": "the agent offers standard terms without weighing a very large projected card volume", "severity": "minor" }, { "when": { "is": false, "read": "covers_no_action" }, "concern": "the agent does not say what happens if the bank does nothing", "severity": "minor" } ], "decide": { "ask": "Given the findings, what should you do with the agent's recommended decision?", "hold": "Hold it: the concerns need a closer look", "approve": "Approve it now: no concerns were found" }, "min_lead": 0.3 } }, "character": "Pragmatic: you approve sound applications quickly and hold one only for a serious concern." }

description

Govern the synthetic merchant onboarding decision.

personality

{ "thoroughness": "medium", "risk_appetite": "balanced", "escalation_style": "quick" }

external_event

payments_operations_lead_decision

decision_policy

action = (context or {}).get("action") or "" request = (context or {}).get("request") or {} value_raw = request.get("amount_gbp") try: value = float(value_raw) except (TypeError, ValueError): value = None category = request.get("category") or "synthetic-merchant-onboarding" auth = authority_check( role="payments_operations_lead", action=action, value=value, category='synthetic-merchant-onboarding', ) rule = str(auth.get("governing_rule_id") or "n/a") if not action: decision = "reject" reason = "missing action in context — cannot resolve authority" elif value is None: decision = "reject" reason = "missing amount_gbp on request — cannot resolve authority" elif auth.get("allowed"): decision = "approve" reason = ( "within payments_operations_lead delegation per matrix rule " + rule + ": " + str(category) + " GBP " + str(value) ) else: decision = "escalate" reason = ( "outside payments_operations_lead delegation per matrix rule " + rule + ": " + str(category) + " GBP " + str(value) + " — " + str(auth.get("reason") or "") ) extra = {} if decision == "approve": extra["persona"] = "payments_operations_lead" extra["workflow_id"] = (context or {}).get("workflow_id") extra["story_id"] = (context or {}).get("story_id") extra["decision_id"] = (context or {}).get("decision_id") or "" extra["selected_option_id"] = (context or {}).get("selected_option_id") or "" extra["evidence_versions"] = (context or {}).get("evidence_versions") or {} extra["rationale"] = reason

03 SKILL.md 正文