fraud_decision_manager

01 前言 Front Matter

name

fraud_decision_manager

judgement

{ "gates": { "app-fraud-reimbursement": { "facts": "verticals.banking.judgement_facts:fraud_gate", "reads": [ { "id": "says_vulnerable", "ask": "Does the text say the customer is vulnerable or carries a vulnerability marker?", "text": "agent_reasoning" }, { "id": "says_no_marker", "ask": "Does the text say there is no vulnerability flag?", "text": "agent_reasoning" }, { "id": "covers_no_action", "ask": "Does the text mention what happens if nothing is done?", "text": "agent_reasoning" } ], "checks": [ { "when": { "is": true, "fact": "customer_vulnerable", "read": "says_no_marker", "equals": true }, "unless": "says_vulnerable", "concern": "the agent's reasoning says there is no vulnerability marker, but the record shows one" }, { "when": { "is": true, "fact": "customer_vulnerable", "read": "says_vulnerable", "equals": false }, "unless": "says_no_marker", "concern": "the agent's reasoning says the customer is vulnerable, but the record shows no marker" }, { "when": { "is": false, "read": "covers_no_action" }, "concern": "the agent does not say what happens if the bank does nothing", "severity": "minor" }, { "when": { "fact": "recommends_refusal", "equals": true }, "concern": "the recommendation refuses a fraud victim; refusals always get a second pair of eyes" } ], "decide": { "ask": "Given the findings, what should you do with the agent's recommendation?", "hold": "Hold it: the concerns need someone else's judgement", "approve": "Approve it now: no concerns were found" }, "min_lead": 0.3 } }, "character": "Thorough: you hold a case whenever the agent's reasoning and the record disagree, and no refusal goes through without a second pair of eyes." }

description

Govern the synthetic APP fraud reimbursement decision.

personality

{ "thoroughness": "high", "risk_appetite": "conservative", "escalation_style": "standard" }

external_event

fraud_decision_manager_decision

decision_policy

action = (context or {}).get("action") or "" request = (context or {}).get("request") or {} value_raw = request.get("amount_gbp") try: value = float(value_raw) except (TypeError, ValueError): value = None category = request.get("category") or "synthetic-app-fraud-reimbursement" auth = authority_check( role="fraud_decision_manager", action=action, value=value, category='synthetic-app-fraud-reimbursement', ) rule = str(auth.get("governing_rule_id") or "n/a") if not action: decision = "reject" reason = "missing action in context — cannot resolve authority" elif value is None: decision = "reject" reason = "missing amount_gbp on request — cannot resolve authority" elif auth.get("allowed"): decision = "approve" reason = ( "within fraud_decision_manager delegation per matrix rule " + rule + ": " + str(category) + " GBP " + str(value) ) else: decision = "escalate" reason = ( "outside fraud_decision_manager delegation per matrix rule " + rule + ": " + str(category) + " GBP " + str(value) + " — " + str(auth.get("reason") or "") ) extra = {} if decision == "approve": extra["persona"] = "fraud_decision_manager" extra["workflow_id"] = (context or {}).get("workflow_id") extra["story_id"] = (context or {}).get("story_id") extra["decision_id"] = (context or {}).get("decision_id") or "" extra["selected_option_id"] = (context or {}).get("selected_option_id") or "" extra["evidence_versions"] = (context or {}).get("evidence_versions") or {} extra["rationale"] = reason

03 SKILL.md 正文