[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"skill:01M7159T2NH7G30NJC5N4H4V7D":3,"skill-same:01M7159T2NH7G30NJC5N4H4V7D":66},{"skillNo":4,"name":5,"nameZh":6,"description":7,"descriptionZh":6,"repositoryFullName":8,"ownerLogin":9,"ownerAvatarUrl":10,"ownerAccountNo":11,"ownerDisplayName":12,"repositoryNo":13,"starsCount":14,"licenseSpdxId":15,"licenseFileUrl":6,"sourceHtmlUrl":16,"categories":17,"keywords":18,"publishedAt":35,"linkOnly":36,"markdownContent":37,"markdownBody":38,"frontMatter":39,"refName":43,"commitSha":44,"skillDirectory":45,"forksCount":46,"repositoryHtmlUrl":47,"repositoryHomepageUrl":6,"ownerHtmlUrl":48,"ownerBlogUrl":49,"ownerDescription":50,"updatedAt":51,"install":52,"resources":65},"01M7159T2NH7G30NJC5N4H4V7D","mortgage-advisory-follow-up-maintenance",null,"Plan follow-up and maintenance so gains for home buyers and homeowners are checked and sustained.\nTRIGGERS - Use when a mortgage adviser needs a follow-up & maintenance schedule for home buyers and homeowners in advice firms, branches and online.","lionelsimai\u002Fclaude-skills-collection","lionelsimai","https:\u002F\u002Favatars.githubusercontent.com\u002Fu\u002F260158848?v=4","01M6CHZPS8G9TSB113TT0BBM6E","Lionel ","01M6CHZPXGW2SPE3BHQTGJ0S8J",38,"MIT","https:\u002F\u002Fgithub.com\u002Flionelsimai\u002Fclaude-skills-collection\u002Fblob\u002Fmain\u002Fskills\u002Fmortgage-advisory-follow-up-maintenance\u002FSKILL.md",[],[19,20,21,22,23,24,25,26,27,28,29,30,31,32,33,34],"up","advisory","maintenance","mortgage advisory follow up maintenance","follow up","for","triggers","branches","maintenance schedule","use","when","schedule","home","plan","advice","follow-up","2026-11-10 10:12:30",false,"---\nname: mortgage-advisory-follow-up-maintenance\ndescription: |\n  Plan follow-up and maintenance so gains for home buyers and homeowners are checked and sustained.\n  TRIGGERS - Use when a mortgage adviser needs a follow-up & maintenance schedule for home buyers and homeowners in advice firms, branches and online.\ncategory: Mortgage Advisory\nlicense: MIT\nversion: 1.0\n---\n# Follow-Up & Maintenance Schedule — Mortgage Advisory\n\nPlan follow-up and maintenance so gains for home buyers and homeowners are checked and sustained. The deliverable is a follow-up schedule with intervals, checks and escalation triggers.\nThis skill is written for a mortgage adviser working with home buyers and homeowners in advice firms, branches and online.\n\n## When to use\n- You are a mortgage adviser preparing, delivering or reviewing this part of your work in advice firms, branches and online.\n- You need a defensible, repeatable approach that produces a follow-up schedule with intervals, checks and escalation triggers.\n- A colleague, auditor or client asks how this was done and what evidence supports it.\n\n## Key Concepts\n| Term | Meaning |\n|------|---------|\n| Affordability | assessment of whether a borrower can sustain repayments |\n| Loan to value | the loan as a percentage of the property's value |\n| Offer | the lender's formal agreement to lend |\n\n## Workflow\n1. **Step 1** - Set follow-up intervals from the plan and from how application-to-offer times is expected to move over time\n2. **Step 2** - Define what is checked at each contact, using mortgage sourcing systems where measurement is needed, and record it in fact finds\n3. **Step 3** - Give home buyers and homeowners clear guidance for the interval: what to do, what to watch for, when to make contact sooner\n4. **Step 4** - Act early on warning signs — deterioration linked to unsuitable product recommendations shortens the interval, never lengthens it\n5. **Step 5** - Close the follow-up cycle formally when goals are met, with a summary and re-entry route if needs return\n\n## Profession-Specific Components\n| Component | Details for Mortgage Advisory |\n|-----------|-------------------------------|\n| Core documentation | fact finds; suitability letters; application records; product research |\n| Core tools & equipment | mortgage sourcing systems; affordability calculators; CRM platforms; conveyancing trackers |\n| People involved | home buyers and homeowners; the mortgage adviser; colleagues and other services in advice firms, branches and online |\n| Primary record | fact finds — keep it current, dated and attributable |\n\n## Output Format\n**Context:** [Situation in advice firms, branches and online] | **Objective:** [What this must achieve] | **Audience:** [home buyers and homeowners and other stakeholders]\n\nThe finished output is a follow-up schedule with intervals, checks and escalation triggers, structured as:\n1. Summary of position and evidence\n2. Detail, following the workflow above\n3. Decisions, actions, owners and dates\n4. Review point and escalation route\n\n### Action Plan\n1. **Immediate:** Confirm scope, consent and the evidence available in fact finds.\n2. **Short-term:** Complete the workflow steps and record outcomes against application-to-offer times.\n3. **Medium-term:** Review results, close actions, and update local procedures in advice firms, branches and online.\n\n## Success Metrics\n| Metric | Target | Method |\n|--------|--------|--------|\n| application-to-offer times | Agree a local target and track the trend | Measured from fact finds and reviewed on a set cycle |\n| suitability audit results | Agree a local target and track the trend | Measured from fact finds and reviewed on a set cycle |\n| client satisfaction | Agree a local target and track the trend | Measured from fact finds and reviewed on a set cycle |\n| completion rates | Agree a local target and track the trend | Measured from fact finds and reviewed on a set cycle |\n\n## Guardrails & Quality Checks\n- Never let this happen: unsuitable product recommendations.\n- Never let this happen: affordability miscalculated.\n- Never let this happen: deadlines missed losing purchases.\n- Work only within the competence and authority of a mortgage adviser; escalate or refer anything beyond it.\n- Record facts and observations, not speculation, and keep records confidential to advice firms, branches and online's rules.\n- Verify names, dates, figures and measurements twice before anything is issued or signed off.\n- Use only real, verified information from the case in hand — never invent results, credentials or evidence.\n\n## Example (illustrative)\nA mortgage adviser in advice firms, branches and online applies this workflow for home buyers and homeowners: they open\nfact finds, work through the five steps using mortgage sourcing systems, and close by recording\nthe outcome against application-to-offer times and agreeing the next review date. (Illustrative example only —\nreplace with the real details of the case in hand.)\n","# Follow-Up & Maintenance Schedule — Mortgage Advisory\n\nPlan follow-up and maintenance so gains for home buyers and homeowners are checked and sustained. The deliverable is a follow-up schedule with intervals, checks and escalation triggers.\nThis skill is written for a mortgage adviser working with home buyers and homeowners in advice firms, branches and online.\n\n## When to use\n- You are a mortgage adviser preparing, delivering or reviewing this part of your work in advice firms, branches and online.\n- You need a defensible, repeatable approach that produces a follow-up schedule with intervals, checks and escalation triggers.\n- A colleague, auditor or client asks how this was done and what evidence supports it.\n\n## Key Concepts\n| Term | Meaning |\n|------|---------|\n| Affordability | assessment of whether a borrower can sustain repayments |\n| Loan to value | the loan as a percentage of the property's value |\n| Offer | the lender's formal agreement to lend |\n\n## Workflow\n1. **Step 1** - Set follow-up intervals from the plan and from how application-to-offer times is expected to move over time\n2. **Step 2** - Define what is checked at each contact, using mortgage sourcing systems where measurement is needed, and record it in fact finds\n3. **Step 3** - Give home buyers and homeowners clear guidance for the interval: what to do, what to watch for, when to make contact sooner\n4. **Step 4** - Act early on warning signs — deterioration linked to unsuitable product recommendations shortens the interval, never lengthens it\n5. **Step 5** - Close the follow-up cycle formally when goals are met, with a summary and re-entry route if needs return\n\n## Profession-Specific Components\n| Component | Details for Mortgage Advisory |\n|-----------|-------------------------------|\n| Core documentation | fact finds; suitability letters; application records; product research |\n| Core tools & equipment | mortgage sourcing systems; affordability calculators; CRM platforms; conveyancing trackers |\n| People involved | home buyers and homeowners; the mortgage adviser; colleagues and other services in advice firms, branches and online |\n| Primary record | fact finds — keep it current, dated and attributable |\n\n## Output Format\n**Context:** [Situation in advice firms, branches and online] | **Objective:** [What this must achieve] | **Audience:** [home buyers and homeowners and other stakeholders]\n\nThe finished output is a follow-up schedule with intervals, checks and escalation triggers, structured as:\n1. Summary of position and evidence\n2. Detail, following the workflow above\n3. Decisions, actions, owners and dates\n4. Review point and escalation route\n\n### Action Plan\n1. **Immediate:** Confirm scope, consent and the evidence available in fact finds.\n2. **Short-term:** Complete the workflow steps and record outcomes against application-to-offer times.\n3. **Medium-term:** Review results, close actions, and update local procedures in advice firms, branches and online.\n\n## Success Metrics\n| Metric | Target | Method |\n|--------|--------|--------|\n| application-to-offer times | Agree a local target and track the trend | Measured from fact finds and reviewed on a set cycle |\n| suitability audit results | Agree a local target and track the trend | Measured from fact finds and reviewed on a set cycle |\n| client satisfaction | Agree a local target and track the trend | Measured from fact finds and reviewed on a set cycle |\n| completion rates | Agree a local target and track the trend | Measured from fact finds and reviewed on a set cycle |\n\n## Guardrails & Quality Checks\n- Never let this happen: unsuitable product recommendations.\n- Never let this happen: affordability miscalculated.\n- Never let this happen: deadlines missed losing purchases.\n- Work only within the competence and authority of a mortgage adviser; escalate or refer anything beyond it.\n- Record facts and observations, not speculation, and keep records confidential to advice firms, branches and online's rules.\n- Verify names, dates, figures and measurements twice before anything is issued or signed off.\n- Use only real, verified information from the case in hand — never invent results, credentials or evidence.\n\n## Example (illustrative)\nA mortgage adviser in advice firms, branches and online applies this workflow for home buyers and homeowners: they open\nfact finds, work through the five steps using mortgage sourcing systems, and close by recording\nthe outcome against application-to-offer times and agreeing the next review date. (Illustrative example only —\nreplace with the real details of the case in hand.)\n",{"name":5,"license":15,"version":40,"category":41,"description":42},1,"Mortgage Advisory","Plan follow-up and maintenance so gains for home buyers and homeowners are checked and sustained.\nTRIGGERS - Use when a mortgage adviser needs a follow-up & maintenance schedule for home buyers and homeowners in advice firms, branches and online.\n","main","c605eae5729892d78c0b76dfdd58d3533bb26a91","skills\u002Fmortgage-advisory-follow-up-maintenance",5,"https:\u002F\u002Fgithub.com\u002Flionelsimai\u002Fclaude-skills-collection","https:\u002F\u002Fgithub.com\u002Flionelsimai","www.theaicapitol.com","Founder at The AI Capitol | I help founders turn AI into 10X revenue through systems, not tools. Ex-Apple • Ex-TikTok 👉 http:\u002F\u002Flionelsim.substack.com","2026-11-09 07:48:48",{"source":8,"skillName":5,"commands":53,"prompt":63,"zipAvailable":64},[54,57,60],{"tool":55,"command":56},"npx","npx skills add lionelsimai\u002Fclaude-skills-collection --skill mortgage-advisory-follow-up-maintenance",{"tool":58,"command":59},"bunx","bunx skills add lionelsimai\u002Fclaude-skills-collection --skill mortgage-advisory-follow-up-maintenance",{"tool":61,"command":62},"pnpm","pnpm dlx skills add lionelsimai\u002Fclaude-skills-collection --skill mortgage-advisory-follow-up-maintenance","安装技能，技能地址：https:\u002F\u002Fgithub.com\u002Flionelsimai\u002Fclaude-skills-collection\u002Fblob\u002Fmain\u002Fskills\u002Fmortgage-advisory-follow-up-maintenance\u002FSKILL.md",true,[],[67,88,101,114,131,145],{"skillNo":68,"name":69,"nameZh":6,"description":70,"descriptionZh":6,"repositoryFullName":8,"ownerLogin":9,"ownerAvatarUrl":10,"ownerAccountNo":11,"ownerDisplayName":12,"repositoryNo":13,"starsCount":14,"licenseSpdxId":15,"licenseFileUrl":6,"sourceHtmlUrl":71,"categories":72,"keywords":73,"publishedAt":35},"01M71E7TB5HAR0K6EXB80YXBT7","youth-work-troubleshooting-guide","Diagnose and resolve common problems a youth worker meets in youth centres, schools and outreach settings.\nTRIGGERS - Use when a youth worker needs a troubleshooting & problem solving for young people and their communities in youth centres, schools and outreach settings.","https:\u002F\u002Fgithub.com\u002Flionelsimai\u002Fclaude-skills-collection\u002Fblob\u002Fmain\u002Fskills\u002Fyouth-work-troubleshooting-guide\u002FSKILL.md",[],[74,75,76,77,78,79,24,80,81,82,29,83,28,84,25,85,86,87],"youth work troubleshooting guide","work","troubleshooting","troubleshooting guide","guide","problem solving","outreach","settings","common","people","worker","diagnose","problem","communities",{"skillNo":89,"name":90,"nameZh":6,"description":91,"descriptionZh":6,"repositoryFullName":8,"ownerLogin":9,"ownerAvatarUrl":10,"ownerAccountNo":11,"ownerDisplayName":12,"repositoryNo":13,"starsCount":14,"licenseSpdxId":15,"licenseFileUrl":6,"sourceHtmlUrl":92,"categories":93,"keywords":94,"publishedAt":35},"01M71E7R3YHK4RAQVCRPB4CTXN","youth-work-tools-equipment-checklist","Select, check and maintain the tools and equipment a youth worker relies on.\nTRIGGERS - Use when a youth worker needs a tools & equipment checklist for young people and their communities in youth centres, schools and outreach settings.","https:\u002F\u002Fgithub.com\u002Flionelsimai\u002Fclaude-skills-collection\u002Fblob\u002Fmain\u002Fskills\u002Fyouth-work-tools-equipment-checklist\u002FSKILL.md",[],[95,75,96,97,29,83,28,98,84,25,99,24,87,100,80,81],"youth work tools equipment checklist","checklist","Tools","maintain","select","check",{"skillNo":102,"name":103,"nameZh":6,"description":104,"descriptionZh":6,"repositoryFullName":8,"ownerLogin":9,"ownerAvatarUrl":10,"ownerAccountNo":11,"ownerDisplayName":12,"repositoryNo":13,"starsCount":14,"licenseSpdxId":15,"licenseFileUrl":6,"sourceHtmlUrl":105,"categories":106,"keywords":107,"publishedAt":35},"01M71E7NX1BMFEFBH01KCRJDEP","youth-work-supplies-procurement","Specify, source and manage the supplies and materials used in youth centres, schools and outreach settings.\nTRIGGERS - Use when a youth worker needs a supplies & procurement for young people and their communities in youth centres, schools and outreach settings.","https:\u002F\u002Fgithub.com\u002Flionelsimai\u002Fclaude-skills-collection\u002Fblob\u002Fmain\u002Fskills\u002Fyouth-work-supplies-procurement\u002FSKILL.md",[],[108,109,75,110,111,80,81,83,28,84,25,112,113,24,87,29],"procurement","youth work supplies procurement","materials","source","specify","manage",{"skillNo":115,"name":116,"nameZh":6,"description":117,"descriptionZh":6,"repositoryFullName":8,"ownerLogin":9,"ownerAvatarUrl":10,"ownerAccountNo":11,"ownerDisplayName":12,"repositoryNo":13,"starsCount":14,"licenseSpdxId":15,"licenseFileUrl":6,"sourceHtmlUrl":118,"categories":119,"keywords":125,"publishedAt":35},"01M71E7JVFP6P96GAT2VT9JY0D","youth-work-stakeholder-presentation","Present youth worker findings and proposals to decision-makers and stakeholders.\nTRIGGERS - Use when a youth worker needs a stakeholder presentation for young people and their communities in youth centres, schools and outreach settings.","https:\u002F\u002Fgithub.com\u002Flionelsimai\u002Fclaude-skills-collection\u002Fblob\u002Fmain\u002Fskills\u002Fyouth-work-stakeholder-presentation\u002FSKILL.md",[120],{"categoryNo":121,"categoryName":122,"taxonomyType":123,"taxonomyTypeDesc":124},"01JBSEEDCAT000000000000003","演示文稿","SCENARIO","使用场景",[126,75,127,128,24,129,87,25,130,80,81,29,83,28,84],"youth work stakeholder presentation","presentation","decision","proposals","present",{"skillNo":132,"name":133,"nameZh":6,"description":134,"descriptionZh":6,"repositoryFullName":8,"ownerLogin":9,"ownerAvatarUrl":10,"ownerAccountNo":11,"ownerDisplayName":12,"repositoryNo":13,"starsCount":14,"licenseSpdxId":15,"licenseFileUrl":6,"sourceHtmlUrl":135,"categories":136,"keywords":137,"publishedAt":35},"01M71E7GE5VA1RG4XEM2GAZRFY","youth-work-session-delivery","Prepare for and deliver a professional session or appointment for young people and their communities in youth centres, schools and outreach settings.\nTRIGGERS - Use when a youth worker needs a session delivery guide for young people and their communities in youth centres, schools and outreach settings.","https:\u002F\u002Fgithub.com\u002Flionelsimai\u002Fclaude-skills-collection\u002Fblob\u002Fmain\u002Fskills\u002Fyouth-work-session-delivery\u002FSKILL.md",[],[138,139,140,75,141,81,78,142,80,29,83,28,84,25,24,143,144,87],"delivery","work session","session","youth work session delivery","prepare","professional","deliver",{"skillNo":146,"name":147,"nameZh":6,"description":148,"descriptionZh":6,"repositoryFullName":8,"ownerLogin":9,"ownerAvatarUrl":10,"ownerAccountNo":11,"ownerDisplayName":12,"repositoryNo":13,"starsCount":14,"licenseSpdxId":15,"licenseFileUrl":6,"sourceHtmlUrl":149,"categories":150,"keywords":154,"publishedAt":35},"01M71E7DQSMY2ZW1BF3A1Z0VJM","youth-work-service-plan","Design a realistic, measurable service plan for young people and their communities as a youth worker.\nTRIGGERS - Use when a youth worker needs a service plan design for young people and their communities in youth centres, schools and outreach settings.","https:\u002F\u002Fgithub.com\u002Flionelsimai\u002Fclaude-skills-collection\u002Fblob\u002Fmain\u002Fskills\u002Fyouth-work-service-plan\u002FSKILL.md",[151],{"categoryNo":152,"categoryName":153,"taxonomyType":123,"taxonomyTypeDesc":124},"01JBSEEDCAT000000000000015","视觉设计",[75,155,32,156,24,25,84,157,158,87,81,80,83,28,29],"service","youth work service plan","design","as"]