[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"skill:01M713MF95F5RFXFP5V14MJCWM":3,"skill-same:01M713MF95F5RFXFP5V14MJCWM":67},{"skillNo":4,"name":5,"nameZh":6,"description":7,"descriptionZh":6,"repositoryFullName":8,"ownerLogin":9,"ownerAvatarUrl":10,"ownerAccountNo":11,"ownerDisplayName":12,"repositoryNo":13,"starsCount":14,"licenseSpdxId":15,"licenseFileUrl":6,"sourceHtmlUrl":16,"categories":17,"keywords":18,"publishedAt":39,"linkOnly":40,"markdownContent":41,"markdownBody":42,"frontMatter":43,"refName":45,"commitSha":46,"skillDirectory":47,"forksCount":48,"repositoryHtmlUrl":49,"repositoryHomepageUrl":6,"ownerHtmlUrl":50,"ownerBlogUrl":6,"ownerDescription":51,"updatedAt":52,"install":53,"resources":66},"01M713MF95F5RFXFP5V14MJCWM","title-commitment",null,"Drafts ALTA-compliant Title Commitment documents for commercial real estate transactions including Schedule A, Schedule B Parts I and II. Use when preparing title commitments, preliminary title reports, title insurance policies, or pre-closing title documents.","FDU-INS\u002FInsurance-Skills","FDU-INS","https:\u002F\u002Favatars.githubusercontent.com\u002Fu\u002F167067594?v=4","01M6XEYMRS4CVJMZ834YWE66BV","FDU-Insurance","01M6XEYMXPDA34HFM0ZE6AY78G",82,"Apache-2.0","https:\u002F\u002Fgithub.com\u002FFDU-INS\u002FInsurance-Skills\u002Fblob\u002Fmain\u002FSkills\u002Ftitle-commitment\u002FSKILL.md",[],[19,20,21,22,23,24,25,26,27,28,29,30,31,32,33,34,35,36,37,38],"title commitment","title","transactional","drafting","agreement","insurance","when","for","drafts","commitments","documents","closing","commercial real estate","real estate","reports","en","use","commercial","schedule","transactions","2026-11-10 10:12:30",false,"---\nname: title-commitment\nlanguage: en\ndescription: Drafts ALTA-compliant Title Commitment documents for commercial real estate transactions including Schedule A, Schedule B Parts I and II. Use when preparing title commitments, preliminary title reports, title insurance policies, or pre-closing title documents.\ntags:\n  - agreement\n  - drafting\n  - transactional\n---\n\n# Title Commitment and Policy\n\nDrafts an ALTA-standard Title Commitment identifying state of title, requirements for policy issuance, and exceptions to coverage.\n\n## Prerequisites\n\nCollect before drafting:\n\n- **Property** — legal description, APN, county, state\n- **Transaction** — purchase price or loan amount, policy type (Owner's\u002FLoan\u002FLeasehold), closing date\n- **Vesting** — current owner(s) of record with recording reference\n- **Title search** — all encumbrances, liens, easements, CC&Rs, judgments from examination\n- **Parties** — proposed insured(s), full legal names with entity designations\n- **Encumbrances** — mortgages, deeds of trust, tax status, assessments to address at closing\n\n## Document Structure\n\n### Header\n\n- Title: \"COMMITMENT FOR TITLE INSURANCE\"\n- Issuing company: full legal name, jurisdiction-licensed\n- Commitment number: `[YEAR]-[OFFICE CODE]-[SEQ]`\n- Effective date: date through which title search was conducted\n\n### Schedule A — Transaction Details\n\nDraft in order:\n\n1. **Policy type** — ALTA Owner's (2006), Loan, or Leasehold; specify form version\n2. **Policy amount** — purchase price (owner's) or loan amount (lender's); format `$X,XXX,XXX.00`\n3. **Proposed insured** — full legal names with entity designations; specify ownership percentages if multiple\n4. **Current vesting** — owner(s) per most recent deed with recording reference (instrument number or book\u002Fpage)\n5. **Legal description** — verbatim from deed or survey; jurisdiction-appropriate format (metes and bounds, lot\u002Fblock, government survey); include plat references; separate multiple parcels\n\n### Schedule B, Part I — Requirements\n\nList all conditions for policy issuance in closing-timeline order:\n\n1. Premium and fees payment\n2. Purchase price \u002F loan funding confirmation via settlement statement\n3. Conveyance instrument — deed executed, acknowledged, recorded\n4. Existing lien releases — payoff statements + recorded satisfactions for all non-surviving mortgages, DOTs, judgment liens, tax liens\n5. Owner's affidavit — possession, mechanic's liens, unrecorded interests, recent improvements\n6. Entity authority — good standing, resolutions, incumbency certificates (if entity parties)\n7. Survey — current ALTA\u002FNSPS if needed to remove standard survey exception\n8. Gap coverage — gap indemnity or bring-down search if effective-to-closing gap exists\n\nDistinguish requirements due **before**, **at**, and **after** closing.\n\n### Schedule B, Part II — Exceptions\n\nOpen with: policy will not insure against loss from the following unless removed or modified prior to closing.\n\n**Standard exceptions** (removable by endorsement — note applicable ALTA endorsement form number):\n\n- Rights\u002Fclaims of parties in possession not in public records\n- Easements not shown by public records\n- Encroachments, boundary issues discoverable by survey\u002Finspection\n- Mechanic's\u002Fmaterialmen's liens not yet of record\n- Taxes\u002Fassessments not yet shown as liens\n\n**Specific exceptions** — each must include full detail:\n\n| Type | Required Detail |\n|------|----------------|\n| Real property taxes | Current year status; prior year confirmation |\n| CC&Rs | Recording reference; subdivision\u002FHOA designation |\n| Easements | Holder, purpose, location, recording ref; appurtenant vs. servient |\n| Surviving mortgages\u002FDOTs | Lender, original principal, recording ref, estimated balance |\n| Judgments\u002Fliens | Creditor, amount, recording ref; property vs. owner's interest |\n| Lis pendens | Case number, court, nature of action |\n| Special assessments\u002FCDD | Authority, purpose, amount, payment status |\n| Mineral\u002Fsubsurface rights | Scope of severance, recording reference |\n\n## Pitfalls and Checks\n\n- Every recorded-document reference needs jurisdiction-appropriate locator info (instrument number OR book\u002Fpage OR official record number)\n- Maintain exact consistency in party names, legal descriptions, and recording references throughout\n- If assuming existing financing, except the surviving lien in Part II — do **not** list it as a requirement to release\n- Do not draft endorsements inline; reference applicable ALTA endorsement form numbers only\n- Spell out months in dates; use `$X,XXX,XXX.00` for dollar amounts\n- Mark any unverifiable citation or statutory reference as `[VERIFY]`\n","# Title Commitment and Policy\n\nDrafts an ALTA-standard Title Commitment identifying state of title, requirements for policy issuance, and exceptions to coverage.\n\n## Prerequisites\n\nCollect before drafting:\n\n- **Property** — legal description, APN, county, state\n- **Transaction** — purchase price or loan amount, policy type (Owner's\u002FLoan\u002FLeasehold), closing date\n- **Vesting** — current owner(s) of record with recording reference\n- **Title search** — all encumbrances, liens, easements, CC&Rs, judgments from examination\n- **Parties** — proposed insured(s), full legal names with entity designations\n- **Encumbrances** — mortgages, deeds of trust, tax status, assessments to address at closing\n\n## Document Structure\n\n### Header\n\n- Title: \"COMMITMENT FOR TITLE INSURANCE\"\n- Issuing company: full legal name, jurisdiction-licensed\n- Commitment number: `[YEAR]-[OFFICE CODE]-[SEQ]`\n- Effective date: date through which title search was conducted\n\n### Schedule A — Transaction Details\n\nDraft in order:\n\n1. **Policy type** — ALTA Owner's (2006), Loan, or Leasehold; specify form version\n2. **Policy amount** — purchase price (owner's) or loan amount (lender's); format `$X,XXX,XXX.00`\n3. **Proposed insured** — full legal names with entity designations; specify ownership percentages if multiple\n4. **Current vesting** — owner(s) per most recent deed with recording reference (instrument number or book\u002Fpage)\n5. **Legal description** — verbatim from deed or survey; jurisdiction-appropriate format (metes and bounds, lot\u002Fblock, government survey); include plat references; separate multiple parcels\n\n### Schedule B, Part I — Requirements\n\nList all conditions for policy issuance in closing-timeline order:\n\n1. Premium and fees payment\n2. Purchase price \u002F loan funding confirmation via settlement statement\n3. Conveyance instrument — deed executed, acknowledged, recorded\n4. Existing lien releases — payoff statements + recorded satisfactions for all non-surviving mortgages, DOTs, judgment liens, tax liens\n5. Owner's affidavit — possession, mechanic's liens, unrecorded interests, recent improvements\n6. Entity authority — good standing, resolutions, incumbency certificates (if entity parties)\n7. Survey — current ALTA\u002FNSPS if needed to remove standard survey exception\n8. Gap coverage — gap indemnity or bring-down search if effective-to-closing gap exists\n\nDistinguish requirements due **before**, **at**, and **after** closing.\n\n### Schedule B, Part II — Exceptions\n\nOpen with: policy will not insure against loss from the following unless removed or modified prior to closing.\n\n**Standard exceptions** (removable by endorsement — note applicable ALTA endorsement form number):\n\n- Rights\u002Fclaims of parties in possession not in public records\n- Easements not shown by public records\n- Encroachments, boundary issues discoverable by survey\u002Finspection\n- Mechanic's\u002Fmaterialmen's liens not yet of record\n- Taxes\u002Fassessments not yet shown as liens\n\n**Specific exceptions** — each must include full detail:\n\n| Type | Required Detail |\n|------|----------------|\n| Real property taxes | Current year status; prior year confirmation |\n| CC&Rs | Recording reference; subdivision\u002FHOA designation |\n| Easements | Holder, purpose, location, recording ref; appurtenant vs. servient |\n| Surviving mortgages\u002FDOTs | Lender, original principal, recording ref, estimated balance |\n| Judgments\u002Fliens | Creditor, amount, recording ref; property vs. owner's interest |\n| Lis pendens | Case number, court, nature of action |\n| Special assessments\u002FCDD | Authority, purpose, amount, payment status |\n| Mineral\u002Fsubsurface rights | Scope of severance, recording reference |\n\n## Pitfalls and Checks\n\n- Every recorded-document reference needs jurisdiction-appropriate locator info (instrument number OR book\u002Fpage OR official record number)\n- Maintain exact consistency in party names, legal descriptions, and recording references throughout\n- If assuming existing financing, except the surviving lien in Part II — do **not** list it as a requirement to release\n- Do not draft endorsements inline; reference applicable ALTA endorsement form numbers only\n- Spell out months in dates; use `$X,XXX,XXX.00` for dollar amounts\n- Mark any unverifiable citation or statutory reference as `[VERIFY]`\n",{"name":5,"tags":44,"language":34,"description":7},[23,22,21],"main","b22eca2e974f918ce591c5b2bd829fb7510e0191","Skills\u002Ftitle-commitment",18,"https:\u002F\u002Fgithub.com\u002FFDU-INS\u002FInsurance-Skills","https:\u002F\u002Fgithub.com\u002FFDU-INS","Fudan University Department of Risk Management and Insurance","2026-07-12 12:54:34",{"source":8,"skillName":5,"commands":54,"prompt":64,"zipAvailable":65},[55,58,61],{"tool":56,"command":57},"npx","npx skills add FDU-INS\u002FInsurance-Skills --skill title-commitment",{"tool":59,"command":60},"bunx","bunx skills add FDU-INS\u002FInsurance-Skills --skill title-commitment",{"tool":62,"command":63},"pnpm","pnpm dlx skills add FDU-INS\u002FInsurance-Skills --skill title-commitment","安装技能，技能地址：https:\u002F\u002Fgithub.com\u002FFDU-INS\u002FInsurance-Skills\u002Fblob\u002Fmain\u002FSkills\u002Ftitle-commitment\u002FSKILL.md",true,[],[68,97,120,151,173,205],{"skillNo":69,"name":70,"nameZh":6,"description":71,"descriptionZh":6,"repositoryFullName":8,"ownerLogin":9,"ownerAvatarUrl":10,"ownerAccountNo":11,"ownerDisplayName":12,"repositoryNo":13,"starsCount":14,"licenseSpdxId":15,"licenseFileUrl":6,"sourceHtmlUrl":72,"categories":73,"keywords":79,"publishedAt":39},"01M713QW6EGEG0YAD75440GSD0","로인장 (Roinjiang)","Activates when the user needs legal advice, contract review, insurance law consultation, startup legal support, or any legal\u002Fregulatory matter. She is a top-tier in-house lawyer with absolute loyalty to the CEO, specializing in insurance law, financial consumer protection, privacy, contracts, labor law, family law, civil and criminal matters.","https:\u002F\u002Fgithub.com\u002FFDU-INS\u002FInsurance-Skills\u002Fblob\u002Fmain\u002FSkills\u002F로인장 (Roinjiang)\u002FSKILL.md",[74],{"categoryNo":75,"categoryName":76,"taxonomyType":77,"taxonomyTypeDesc":78},"01JBSEEDCAT000000000000037","律师与法务","PROFESSION","适用职业",[70,80,24,81,82,83,25,84,85,86,87,88,89,90,91,92,93,94,95,96],"insurance law","civil","contract","family","review","loyalty","with","top","contract review","ceo","support","advice","consultation","regulatory","privacy","protection","startup",{"skillNo":98,"name":99,"nameZh":6,"description":100,"descriptionZh":6,"repositoryFullName":8,"ownerLogin":9,"ownerAvatarUrl":10,"ownerAccountNo":11,"ownerDisplayName":12,"repositoryNo":13,"starsCount":14,"licenseSpdxId":15,"licenseFileUrl":6,"sourceHtmlUrl":101,"categories":102,"keywords":103,"publishedAt":39},"01M713QRN8VFMA9VKS6R4DJ2WS","zocdoc-doctor-finder","Use when a user needs to find a doctor, dentist, specialist, therapist, or healthcare provider — especially when they mention insurance, in-network, availability, location, appointments, or booking. Also use for browsing provider reviews, comparing doctors by specialty, or checking if a provider takes their insurance.","https:\u002F\u002Fgithub.com\u002FFDU-INS\u002FInsurance-Skills\u002Fblob\u002Fmain\u002FSkills\u002Fzocdoc-doctor-finder\u002FSKILL.md",[],[104,105,106,107,24,108,109,25,110,111,112,113,114,115,116,26,117,118,35,119],"zocdoc doctor finder","doctor","healthcare","reviews","browser automation","access","browsing","browser","booking","network","therapist","computer","availability","provider","tool","automation",{"skillNo":121,"name":122,"nameZh":6,"description":123,"descriptionZh":6,"repositoryFullName":8,"ownerLogin":9,"ownerAvatarUrl":10,"ownerAccountNo":11,"ownerDisplayName":12,"repositoryNo":13,"starsCount":14,"licenseSpdxId":15,"licenseFileUrl":6,"sourceHtmlUrl":124,"categories":125,"keywords":131,"publishedAt":39},"01M713QKGV3FTX7EEYWKDM8ENZ","zenmux-context","Answers any question about ZenMux by reading the latest official documentation. Use this skill whenever the user asks about ZenMux product features, API usage, configuration, integration, pricing, models, providers, routing, fallback, streaming, multimodal, structured output, tool calling, reasoning, prompt caching, image generation, video generation, web search, long context, observability, logs, cost tracking, usage analytics, insurance, subscription, pay-as-you-go, invoices, best practices for tools like Claude Code, Cursor, Cline, CodeX, Gemini CLI, opencode, Cherry Studio, Obsidian, Sider, Open-WebUI, Dify, Neovate, GitHub Copilot, OpenClaw, CC-Switch, Immersive Translate, Studio Chat, architecture, benchmarks, FAQ, contact, privacy, terms of service, compliance, or any other ZenMux-related topic. Also trigger when the user writes in Chinese about ZenMux: 文档, 使用指南, 快速开始, API 参考, 最佳实践, 模型路由, 供应商路由, 订阅, 按量计费, 可观测性, 帮助, 常见问题, 接入指南, 配置. Trigger on phrases like \"how to use ZenMux\", \"ZenMux docs\", \"ZenMux API\", \"ZenMux integration\", \"ZenMux 怎么用\", \"ZenMux 接入\", \"ZenMux 配置\". Even if the user doesn't say \"ZenMux\" explicitly but asks about LLM API aggregation, model routing, provider fallback in a context where ZenMux is the project being worked on, this skill should activate.","https:\u002F\u002Fgithub.com\u002FFDU-INS\u002FInsurance-Skills\u002Fblob\u002Fmain\u002FSkills\u002Fzenmux-context\u002FSKILL.md",[126],{"categoryNo":127,"categoryName":128,"taxonomyType":129,"taxonomyTypeDesc":130},"01JBSEEDCAT000000000000016","图像与多媒体","SCENARIO","使用场景",[132,133,134,135,24,136,137,138,139,140,141,142,143,144,145,146,147,148,149,150],"context","zenmux context","Video","chinese","project","web search","translate","search","open","question","pay","image","you","activate","architecture","logs","streaming","cherry studio","how",{"skillNo":152,"name":153,"nameZh":6,"description":154,"descriptionZh":6,"repositoryFullName":8,"ownerLogin":9,"ownerAvatarUrl":10,"ownerAccountNo":11,"ownerDisplayName":12,"repositoryNo":13,"starsCount":14,"licenseSpdxId":15,"licenseFileUrl":6,"sourceHtmlUrl":155,"categories":156,"keywords":157,"publishedAt":39},"01M713QHWTBG634BCBV7NBJME1","workers-comp-guide","Guide workers compensation compliance and claims management.\nTRIGGERS - Use when user needs help with workers-comp-guide related tasks.","https:\u002F\u002Fgithub.com\u002FFDU-INS\u002FInsurance-Skills\u002Fblob\u002Fmain\u002FSkills\u002Fworkers-comp-guide\u002FSKILL.md",[],[158,159,160,161,162,24,163,164,35,25,165,86,166,167,168,169,170,171,172],"workers","comp","workers comp","workers comp guide","guide","triggers","workers-comp","tasks","claims management","claims","compliance","help","compensation","management","user",{"skillNo":174,"name":175,"nameZh":6,"description":176,"descriptionZh":6,"repositoryFullName":8,"ownerLogin":9,"ownerAvatarUrl":10,"ownerAccountNo":11,"ownerDisplayName":12,"repositoryNo":13,"starsCount":14,"licenseSpdxId":15,"licenseFileUrl":6,"sourceHtmlUrl":177,"categories":178,"keywords":188,"publishedAt":39},"01M713QF45VMV1685AFNF1GPMA","weekly-kpi-report","Generate McKinsey-style board presentation PPTs from weekly auto insurance data. Automatically calculates 16+ KPIs, creates executive-level slides with actionable insights, and supports week-over-week comparisons. Use when user uploads insurance cost data (Excel\u002FCSV) and requests board report, weekly presentation, executive briefing, or mentions keywords like 董事会汇报, 周报PPT, 经营分析演示, McKinsey-style reports.","https:\u002F\u002Fgithub.com\u002FFDU-INS\u002FInsurance-Skills\u002Fblob\u002Fmain\u002FSkills\u002Fweekly-kpi-report\u002FSKILL.md",[179,182,185],{"categoryNo":180,"categoryName":181,"taxonomyType":129,"taxonomyTypeDesc":130},"01JBSEEDCAT000000000000003","演示文稿",{"categoryNo":183,"categoryName":184,"taxonomyType":129,"taxonomyTypeDesc":130},"01JBSEEDCAT000000000000004","电子表格",{"categoryNo":186,"categoryName":187,"taxonomyType":77,"taxonomyTypeDesc":78},"01JBSEEDCAT000000000000034","行政与办公人员",[189,190,191,192,193,24,194,195,196,197,25,198,33,199,200,201,202,203,35,204],"weekly","weekly kpi report","kpi","report","xlsx","actionable","insights","briefing","auto","board report","generate","演示","data","presentation","slides","uploads",{"skillNo":206,"name":207,"nameZh":6,"description":208,"descriptionZh":6,"repositoryFullName":8,"ownerLogin":9,"ownerAvatarUrl":10,"ownerAccountNo":11,"ownerDisplayName":12,"repositoryNo":13,"starsCount":14,"licenseSpdxId":15,"licenseFileUrl":6,"sourceHtmlUrl":209,"categories":210,"keywords":214,"publishedAt":39},"01M713QA9WJDHMNVTTY1ENRKVB","wealth-advisory","Wealth management and financial planning for HNW and UHNW clients. Activate when the user\nmentions wealth management, financial planning, retirement, estate planning, tax planning,\nGRAT, IDGT, trust, asset allocation, withdrawal rate, Monte Carlo simulation, goals-based\ninvesting, tax-loss harvesting, Roth conversion, insurance, annuity, mortgage strategy,\nconcentrated stock, family office, direct indexing, 529 plan, charitable giving, donor-advised\nfund, private foundation, or asks about personal finance strategy, inheritance, long-term\nfinancial planning, or UHNW advisory.","https:\u002F\u002Fgithub.com\u002FFDU-INS\u002FInsurance-Skills\u002Fblob\u002Fmain\u002FSkills\u002Fwealth-advisory\u002FSKILL.md",[211],{"categoryNo":212,"categoryName":213,"taxonomyType":77,"taxonomyTypeDesc":78},"01JBSEEDCAT000000000000040","财务",[215,216,24,217,218,25,145,219,220,221,222,223,224,225,226,227,228,229,230,231],"wealth advisory","advisory","stock","inheritance","conversion","indexing","plan","simulation","personal finance","rate","allocation","asset","direct","personal","investing","trust","planning"]