[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"skill:01M7136ZF5Q9NCVC65FTGC083X":3,"skill-same:01M7136ZF5Q9NCVC65FTGC083X":67},{"skillNo":4,"name":5,"nameZh":6,"description":7,"descriptionZh":6,"repositoryFullName":8,"ownerLogin":9,"ownerAvatarUrl":10,"ownerAccountNo":11,"ownerDisplayName":12,"repositoryNo":13,"starsCount":14,"licenseSpdxId":15,"licenseFileUrl":6,"sourceHtmlUrl":16,"categories":17,"keywords":18,"publishedAt":39,"linkOnly":40,"markdownContent":41,"markdownBody":42,"frontMatter":43,"refName":45,"commitSha":46,"skillDirectory":47,"forksCount":48,"repositoryHtmlUrl":49,"repositoryHomepageUrl":6,"ownerHtmlUrl":50,"ownerBlogUrl":6,"ownerDescription":51,"updatedAt":52,"install":53,"resources":66},"01M7136ZF5Q9NCVC65FTGC083X","lien-resolution-summary",null,"Generates a structured internal lien resolution summary for personal injury settlement cases. Triggers when resolving liens post-settlement, preparing settlement distribution statements, or auditing lien payoffs across health insurance subrogation, Medicare\u002FMedicaid, hospital liens, workers' comp, and ERISA plans.","FDU-INS\u002FInsurance-Skills","FDU-INS","https:\u002F\u002Favatars.githubusercontent.com\u002Fu\u002F167067594?v=4","01M6XEYMRS4CVJMZ834YWE66BV","FDU-Insurance","01M6XEYMXPDA34HFM0ZE6AY78G",82,"Apache-2.0","https:\u002F\u002Fgithub.com\u002FFDU-INS\u002FInsurance-Skills\u002Fblob\u002Fmain\u002FSkills\u002Flien-resolution-summary\u002FSKILL.md",[],[19,20,21,22,23,24,25,26,27,28,29,30,31,32,33,34,35,36,37,38],"lien resolution summary","summary","resolution","triggers","litigation","Medicaid","injury","insurance","when","for","comp","post","health insurance","distribution","plans","across","summarization","workers","en","health","2026-11-10 10:12:30",false,"---\nname: lien-resolution-summary\nlanguage: en\ndescription: Generates a structured internal lien resolution summary for personal injury settlement cases. Triggers when resolving liens post-settlement, preparing settlement distribution statements, or auditing lien payoffs across health insurance subrogation, Medicare\u002FMedicaid, hospital liens, workers' comp, and ERISA plans.\ntags:\n  - litigation\n  - summarization\n  - summary\n---\n\n# Lien Resolution Summary\n\nInternal tracking memorandum documenting identification, negotiation, resolution, and satisfaction of all liens against personal injury settlement proceeds. Mark output as **privileged\u002Fconfidential attorney work product** — do not distribute to lienholders.\n\n## Prerequisites\n\nGather before starting:\n\n1. **Settlement agreement** — gross amount, distribution terms, holdback provisions\n2. **Lien demand letters\u002Fnotices** — from all asserting parties\n3. **Medical billing records** — itemized statements, EOBs per lienholder\n4. **Negotiation correspondence** — reduction requests, responses, final agreements\n5. **Satisfaction documents** — releases, discharges, confirmation letters (if available)\n\n## Workflow\n\n### Step 1: Executive Overview\n\nProduce a header table:\n\n| Field | Content |\n|-------|---------|\n| Case caption | Parties, court, case number |\n| Settlement date | Date funded |\n| Total settlement | Gross amount |\n| Aggregate liens asserted | Sum of initial claims |\n| Aggregate liens resolved | Sum of final payments |\n| Total savings | Dollar amount + percentage |\n| Net to client | After liens, fees, costs |\n| Resolution status | All resolved \u002F X pending |\n\n### Step 2: Classify Lienholders\n\nCategorize each lien:\n\n| Category | Legal Basis |\n|----------|-------------|\n| Private health insurance | Contractual subrogation, policy terms |\n| Medicare\u002FMedicaid | 42 U.S.C. § 1395y(b) (MSP) |\n| Hospital\u002Fprovider statutory | State hospital lien statutes |\n| Workers' compensation | State WC subrogation statutes |\n| ERISA plans | 29 U.S.C. § 1132(a)(3); *US Airways v. McCutchen* |\n| Other (VA, Tricare, disability) | Varies by program |\n\nFor each lienholder record: legal name, claim\u002Freference number, contact, legal basis (statutory cite or policy provision), and priority position.\n\n### Step 3: Lien Detail Table\n\nFor **each** lien, produce a row covering:\n\n- **Lienholder** — name + category\n- **Initial amount claimed** and date of notice\n- **Calculation method** — full benefits paid \u002F % of settlement \u002F other\n- **Disputed items** — unrelated treatment, duplicates, excessive charges\n- **Reduction arguments** — made-whole, common fund, comparative fault, fee sharing, statutory caps\n- **Legal authority cited** — statute, case law, policy language\n- **Final agreed amount** and reduction achieved ($ + %)\n- **Payment terms** — due date, method, payee\n- **Conditions** — release required, dismissal of enforcement action\n- **Satisfaction status** — obtained\u002Fpending with date; identify supporting docs\n\n### Step 4: Outstanding Issues\n\nFor unresolved liens or contingent claims, document:\n\n- **Unresolved liens** — delay reason, negotiation status, anticipated timeline\n- **Potential future claims** — Medicare conditional payments not yet identified, non-responsive carriers\n- **Holdback funds** — amount reserved, release conditions\n- **Financial exposure** — worst-case liability per outstanding item\n\n### Step 5: Financial Summary\n\nReconciliation table (must tie to settlement distribution statement):\n\n| Line Item | Amount |\n|-----------|--------|\n| Gross settlement | $ |\n| Less: Attorney fees | ($ ) |\n| Less: Costs | ($ ) |\n| Less: Lien payments (itemize each) | ($ ) |\n| **Net to client** | **$** |\n| Total liens initially claimed | $ |\n| Total liens paid | $ |\n| **Total negotiated savings** | **$ (XX.XX%)** |\n\n### Step 6: Compliance Checklist\n\n- [ ] Medicare Section 111 reporting completed (42 U.S.C. § 1395y(b)(8))\n- [ ] CMS final conditional payment letter obtained\n- [ ] ERISA plan notification\u002Fappeal deadlines met\n- [ ] State hospital lien satisfaction filed with court\u002Frecorder (if applicable)\n- [ ] All lien releases executed and originals filed\n- [ ] Client provided final distribution breakdown\n- [ ] Records retention schedule documented\n\n## Pitfalls and Checks\n\n- **Medicare liens**: non-negotiable on validity — only dispute specific line items (unrelated treatment, amount errors). Use BCRC process; document final conditional payment from CMS.\n- **Made-whole doctrine**: available in most states for equitable subrogation; generally unavailable against ERISA plans (*FMC Corp. v. Holliday*; *US Airways v. McCutchen*). Verify state law.\n- **Common fund doctrine**: argue proportionate fee\u002Fcost reduction. Many states require insurers to share procurement costs. Not applicable to Medicare.\n- **State lien caps**: several states cap hospital lien amounts or provide statutory reduction formulas. Cite the specific statute.\n- **Precision**: all dollar amounts stated exactly; percentages to two decimal places. Every figure must reference source documentation.\n- **Metadata**: include preparer name, date, and version number on every draft.\n","# Lien Resolution Summary\n\nInternal tracking memorandum documenting identification, negotiation, resolution, and satisfaction of all liens against personal injury settlement proceeds. Mark output as **privileged\u002Fconfidential attorney work product** — do not distribute to lienholders.\n\n## Prerequisites\n\nGather before starting:\n\n1. **Settlement agreement** — gross amount, distribution terms, holdback provisions\n2. **Lien demand letters\u002Fnotices** — from all asserting parties\n3. **Medical billing records** — itemized statements, EOBs per lienholder\n4. **Negotiation correspondence** — reduction requests, responses, final agreements\n5. **Satisfaction documents** — releases, discharges, confirmation letters (if available)\n\n## Workflow\n\n### Step 1: Executive Overview\n\nProduce a header table:\n\n| Field | Content |\n|-------|---------|\n| Case caption | Parties, court, case number |\n| Settlement date | Date funded |\n| Total settlement | Gross amount |\n| Aggregate liens asserted | Sum of initial claims |\n| Aggregate liens resolved | Sum of final payments |\n| Total savings | Dollar amount + percentage |\n| Net to client | After liens, fees, costs |\n| Resolution status | All resolved \u002F X pending |\n\n### Step 2: Classify Lienholders\n\nCategorize each lien:\n\n| Category | Legal Basis |\n|----------|-------------|\n| Private health insurance | Contractual subrogation, policy terms |\n| Medicare\u002FMedicaid | 42 U.S.C. § 1395y(b) (MSP) |\n| Hospital\u002Fprovider statutory | State hospital lien statutes |\n| Workers' compensation | State WC subrogation statutes |\n| ERISA plans | 29 U.S.C. § 1132(a)(3); *US Airways v. McCutchen* |\n| Other (VA, Tricare, disability) | Varies by program |\n\nFor each lienholder record: legal name, claim\u002Freference number, contact, legal basis (statutory cite or policy provision), and priority position.\n\n### Step 3: Lien Detail Table\n\nFor **each** lien, produce a row covering:\n\n- **Lienholder** — name + category\n- **Initial amount claimed** and date of notice\n- **Calculation method** — full benefits paid \u002F % of settlement \u002F other\n- **Disputed items** — unrelated treatment, duplicates, excessive charges\n- **Reduction arguments** — made-whole, common fund, comparative fault, fee sharing, statutory caps\n- **Legal authority cited** — statute, case law, policy language\n- **Final agreed amount** and reduction achieved ($ + %)\n- **Payment terms** — due date, method, payee\n- **Conditions** — release required, dismissal of enforcement action\n- **Satisfaction status** — obtained\u002Fpending with date; identify supporting docs\n\n### Step 4: Outstanding Issues\n\nFor unresolved liens or contingent claims, document:\n\n- **Unresolved liens** — delay reason, negotiation status, anticipated timeline\n- **Potential future claims** — Medicare conditional payments not yet identified, non-responsive carriers\n- **Holdback funds** — amount reserved, release conditions\n- **Financial exposure** — worst-case liability per outstanding item\n\n### Step 5: Financial Summary\n\nReconciliation table (must tie to settlement distribution statement):\n\n| Line Item | Amount |\n|-----------|--------|\n| Gross settlement | $ |\n| Less: Attorney fees | ($ ) |\n| Less: Costs | ($ ) |\n| Less: Lien payments (itemize each) | ($ ) |\n| **Net to client** | **$** |\n| Total liens initially claimed | $ |\n| Total liens paid | $ |\n| **Total negotiated savings** | **$ (XX.XX%)** |\n\n### Step 6: Compliance Checklist\n\n- [ ] Medicare Section 111 reporting completed (42 U.S.C. § 1395y(b)(8))\n- [ ] CMS final conditional payment letter obtained\n- [ ] ERISA plan notification\u002Fappeal deadlines met\n- [ ] State hospital lien satisfaction filed with court\u002Frecorder (if applicable)\n- [ ] All lien releases executed and originals filed\n- [ ] Client provided final distribution breakdown\n- [ ] Records retention schedule documented\n\n## Pitfalls and Checks\n\n- **Medicare liens**: non-negotiable on validity — only dispute specific line items (unrelated treatment, amount errors). Use BCRC process; document final conditional payment from CMS.\n- **Made-whole doctrine**: available in most states for equitable subrogation; generally unavailable against ERISA plans (*FMC Corp. v. Holliday*; *US Airways v. McCutchen*). Verify state law.\n- **Common fund doctrine**: argue proportionate fee\u002Fcost reduction. Many states require insurers to share procurement costs. Not applicable to Medicare.\n- **State lien caps**: several states cap hospital lien amounts or provide statutory reduction formulas. Cite the specific statute.\n- **Precision**: all dollar amounts stated exactly; percentages to two decimal places. Every figure must reference source documentation.\n- **Metadata**: include preparer name, date, and version number on every draft.\n",{"name":5,"tags":44,"language":37,"description":7},[23,35,20],"main","b22eca2e974f918ce591c5b2bd829fb7510e0191","Skills\u002Flien-resolution-summary",18,"https:\u002F\u002Fgithub.com\u002FFDU-INS\u002FInsurance-Skills","https:\u002F\u002Fgithub.com\u002FFDU-INS","Fudan University Department of Risk Management and Insurance","2026-07-12 12:54:34",{"source":8,"skillName":5,"commands":54,"prompt":64,"zipAvailable":65},[55,58,61],{"tool":56,"command":57},"npx","npx skills add FDU-INS\u002FInsurance-Skills --skill lien-resolution-summary",{"tool":59,"command":60},"bunx","bunx skills add FDU-INS\u002FInsurance-Skills --skill lien-resolution-summary",{"tool":62,"command":63},"pnpm","pnpm dlx skills add FDU-INS\u002FInsurance-Skills --skill lien-resolution-summary","安装技能，技能地址：https:\u002F\u002Fgithub.com\u002FFDU-INS\u002FInsurance-Skills\u002Fblob\u002Fmain\u002FSkills\u002Flien-resolution-summary\u002FSKILL.md",true,[],[68,97,121,152,171,204],{"skillNo":69,"name":70,"nameZh":6,"description":71,"descriptionZh":6,"repositoryFullName":8,"ownerLogin":9,"ownerAvatarUrl":10,"ownerAccountNo":11,"ownerDisplayName":12,"repositoryNo":13,"starsCount":14,"licenseSpdxId":15,"licenseFileUrl":6,"sourceHtmlUrl":72,"categories":73,"keywords":79,"publishedAt":39},"01M713QW6EGEG0YAD75440GSD0","로인장 (Roinjiang)","Activates when the user needs legal advice, contract review, insurance law consultation, startup legal support, or any legal\u002Fregulatory matter. She is a top-tier in-house lawyer with absolute loyalty to the CEO, specializing in insurance law, financial consumer protection, privacy, contracts, labor law, family law, civil and criminal matters.","https:\u002F\u002Fgithub.com\u002FFDU-INS\u002FInsurance-Skills\u002Fblob\u002Fmain\u002FSkills\u002F로인장 (Roinjiang)\u002FSKILL.md",[74],{"categoryNo":75,"categoryName":76,"taxonomyType":77,"taxonomyTypeDesc":78},"01JBSEEDCAT000000000000037","律师与法务","PROFESSION","适用职业",[70,80,26,81,82,83,27,84,85,86,87,88,89,90,91,92,93,94,95,96],"insurance law","civil","contract","family","review","loyalty","with","top","contract review","ceo","support","advice","consultation","regulatory","privacy","protection","startup",{"skillNo":98,"name":99,"nameZh":6,"description":100,"descriptionZh":6,"repositoryFullName":8,"ownerLogin":9,"ownerAvatarUrl":10,"ownerAccountNo":11,"ownerDisplayName":12,"repositoryNo":13,"starsCount":14,"licenseSpdxId":15,"licenseFileUrl":6,"sourceHtmlUrl":101,"categories":102,"keywords":103,"publishedAt":39},"01M713QRN8VFMA9VKS6R4DJ2WS","zocdoc-doctor-finder","Use when a user needs to find a doctor, dentist, specialist, therapist, or healthcare provider — especially when they mention insurance, in-network, availability, location, appointments, or booking. Also use for browsing provider reviews, comparing doctors by specialty, or checking if a provider takes their insurance.","https:\u002F\u002Fgithub.com\u002FFDU-INS\u002FInsurance-Skills\u002Fblob\u002Fmain\u002FSkills\u002Fzocdoc-doctor-finder\u002FSKILL.md",[],[104,105,106,107,26,108,109,27,110,111,112,113,114,115,116,28,117,118,119,120],"zocdoc doctor finder","doctor","healthcare","reviews","browser automation","access","browsing","browser","booking","network","therapist","computer","availability","provider","tool","use","automation",{"skillNo":122,"name":123,"nameZh":6,"description":124,"descriptionZh":6,"repositoryFullName":8,"ownerLogin":9,"ownerAvatarUrl":10,"ownerAccountNo":11,"ownerDisplayName":12,"repositoryNo":13,"starsCount":14,"licenseSpdxId":15,"licenseFileUrl":6,"sourceHtmlUrl":125,"categories":126,"keywords":132,"publishedAt":39},"01M713QKGV3FTX7EEYWKDM8ENZ","zenmux-context","Answers any question about ZenMux by reading the latest official documentation. Use this skill whenever the user asks about ZenMux product features, API usage, configuration, integration, pricing, models, providers, routing, fallback, streaming, multimodal, structured output, tool calling, reasoning, prompt caching, image generation, video generation, web search, long context, observability, logs, cost tracking, usage analytics, insurance, subscription, pay-as-you-go, invoices, best practices for tools like Claude Code, Cursor, Cline, CodeX, Gemini CLI, opencode, Cherry Studio, Obsidian, Sider, Open-WebUI, Dify, Neovate, GitHub Copilot, OpenClaw, CC-Switch, Immersive Translate, Studio Chat, architecture, benchmarks, FAQ, contact, privacy, terms of service, compliance, or any other ZenMux-related topic. Also trigger when the user writes in Chinese about ZenMux: 文档, 使用指南, 快速开始, API 参考, 最佳实践, 模型路由, 供应商路由, 订阅, 按量计费, 可观测性, 帮助, 常见问题, 接入指南, 配置. Trigger on phrases like \"how to use ZenMux\", \"ZenMux docs\", \"ZenMux API\", \"ZenMux integration\", \"ZenMux 怎么用\", \"ZenMux 接入\", \"ZenMux 配置\". Even if the user doesn't say \"ZenMux\" explicitly but asks about LLM API aggregation, model routing, provider fallback in a context where ZenMux is the project being worked on, this skill should activate.","https:\u002F\u002Fgithub.com\u002FFDU-INS\u002FInsurance-Skills\u002Fblob\u002Fmain\u002FSkills\u002Fzenmux-context\u002FSKILL.md",[127],{"categoryNo":128,"categoryName":129,"taxonomyType":130,"taxonomyTypeDesc":131},"01JBSEEDCAT000000000000016","图像与多媒体","SCENARIO","使用场景",[133,134,135,136,26,137,138,139,140,141,142,143,144,145,146,147,148,149,150,151],"context","zenmux context","Video","chinese","project","web search","translate","search","open","question","pay","image","you","activate","architecture","logs","streaming","cherry studio","how",{"skillNo":153,"name":154,"nameZh":6,"description":155,"descriptionZh":6,"repositoryFullName":8,"ownerLogin":9,"ownerAvatarUrl":10,"ownerAccountNo":11,"ownerDisplayName":12,"repositoryNo":13,"starsCount":14,"licenseSpdxId":15,"licenseFileUrl":6,"sourceHtmlUrl":156,"categories":157,"keywords":158,"publishedAt":39},"01M713QHWTBG634BCBV7NBJME1","workers-comp-guide","Guide workers compensation compliance and claims management.\nTRIGGERS - Use when user needs help with workers-comp-guide related tasks.","https:\u002F\u002Fgithub.com\u002FFDU-INS\u002FInsurance-Skills\u002Fblob\u002Fmain\u002FSkills\u002Fworkers-comp-guide\u002FSKILL.md",[],[36,29,159,160,161,26,22,162,119,27,163,86,164,165,166,167,168,169,170],"workers comp","workers comp guide","guide","workers-comp","tasks","claims management","claims","compliance","help","compensation","management","user",{"skillNo":172,"name":173,"nameZh":6,"description":174,"descriptionZh":6,"repositoryFullName":8,"ownerLogin":9,"ownerAvatarUrl":10,"ownerAccountNo":11,"ownerDisplayName":12,"repositoryNo":13,"starsCount":14,"licenseSpdxId":15,"licenseFileUrl":6,"sourceHtmlUrl":175,"categories":176,"keywords":186,"publishedAt":39},"01M713QF45VMV1685AFNF1GPMA","weekly-kpi-report","Generate McKinsey-style board presentation PPTs from weekly auto insurance data. Automatically calculates 16+ KPIs, creates executive-level slides with actionable insights, and supports week-over-week comparisons. Use when user uploads insurance cost data (Excel\u002FCSV) and requests board report, weekly presentation, executive briefing, or mentions keywords like 董事会汇报, 周报PPT, 经营分析演示, McKinsey-style reports.","https:\u002F\u002Fgithub.com\u002FFDU-INS\u002FInsurance-Skills\u002Fblob\u002Fmain\u002FSkills\u002Fweekly-kpi-report\u002FSKILL.md",[177,180,183],{"categoryNo":178,"categoryName":179,"taxonomyType":130,"taxonomyTypeDesc":131},"01JBSEEDCAT000000000000003","演示文稿",{"categoryNo":181,"categoryName":182,"taxonomyType":130,"taxonomyTypeDesc":131},"01JBSEEDCAT000000000000004","电子表格",{"categoryNo":184,"categoryName":185,"taxonomyType":77,"taxonomyTypeDesc":78},"01JBSEEDCAT000000000000034","行政与办公人员",[187,188,189,190,191,26,192,193,194,195,27,196,197,198,199,200,201,202,119,203],"weekly","weekly kpi report","kpi","report","xlsx","actionable","insights","briefing","auto","board report","reports","generate","演示","data","presentation","slides","uploads",{"skillNo":205,"name":206,"nameZh":6,"description":207,"descriptionZh":6,"repositoryFullName":8,"ownerLogin":9,"ownerAvatarUrl":10,"ownerAccountNo":11,"ownerDisplayName":12,"repositoryNo":13,"starsCount":14,"licenseSpdxId":15,"licenseFileUrl":6,"sourceHtmlUrl":208,"categories":209,"keywords":213,"publishedAt":39},"01M713QA9WJDHMNVTTY1ENRKVB","wealth-advisory","Wealth management and financial planning for HNW and UHNW clients. Activate when the user\nmentions wealth management, financial planning, retirement, estate planning, tax planning,\nGRAT, IDGT, trust, asset allocation, withdrawal rate, Monte Carlo simulation, goals-based\ninvesting, tax-loss harvesting, Roth conversion, insurance, annuity, mortgage strategy,\nconcentrated stock, family office, direct indexing, 529 plan, charitable giving, donor-advised\nfund, private foundation, or asks about personal finance strategy, inheritance, long-term\nfinancial planning, or UHNW advisory.","https:\u002F\u002Fgithub.com\u002FFDU-INS\u002FInsurance-Skills\u002Fblob\u002Fmain\u002FSkills\u002Fwealth-advisory\u002FSKILL.md",[210],{"categoryNo":211,"categoryName":212,"taxonomyType":77,"taxonomyTypeDesc":78},"01JBSEEDCAT000000000000040","财务",[214,215,26,216,217,27,146,218,219,220,221,222,223,224,225,226,227,228,229,230],"wealth advisory","advisory","stock","inheritance","conversion","indexing","plan","simulation","personal finance","rate","allocation","asset","direct","personal","investing","trust","planning"]