[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"skill:01M7136RAGJNJVAVDVJP3N2ZB7":3,"skill-same:01M7136RAGJNJVAVDVJP3N2ZB7":74},{"skillNo":4,"name":5,"nameZh":6,"description":7,"descriptionZh":6,"repositoryFullName":8,"ownerLogin":9,"ownerAvatarUrl":10,"ownerAccountNo":11,"ownerDisplayName":12,"repositoryNo":13,"starsCount":14,"licenseSpdxId":15,"licenseFileUrl":6,"sourceHtmlUrl":16,"categories":17,"keywords":23,"publishedAt":44,"linkOnly":45,"markdownContent":46,"markdownBody":47,"frontMatter":48,"refName":52,"commitSha":53,"skillDirectory":54,"forksCount":55,"repositoryHtmlUrl":56,"repositoryHomepageUrl":6,"ownerHtmlUrl":57,"ownerBlogUrl":6,"ownerDescription":58,"updatedAt":59,"install":60,"resources":73},"01M7136RAGJNJVAVDVJP3N2ZB7","lease-compliance",null,"Audit commercial lease compliance systems -- CAM reconciliation accuracy (pro-rata share, caps, admin fees), lease abstraction completeness, critical date tracking and deadline alerting, clause compliance monitoring (insurance certificates, permitted use, co-tenancy), tenant obligation enforcement, and ASC 842\u002FIFRS 16 lease accounting (ROU assets, lease liabilities, discount rates). Use when reviewing CRE property management software, lease administration platforms (Yardi, MRI, CoStar), or any codebase handling NNN leases, tenant billing, or lease portfolio analytics.","FDU-INS\u002FInsurance-Skills","FDU-INS","https:\u002F\u002Favatars.githubusercontent.com\u002Fu\u002F167067594?v=4","01M6XEYMRS4CVJMZ834YWE66BV","FDU-Insurance","01M6XEYMXPDA34HFM0ZE6AY78G",82,"Apache-2.0","https:\u002F\u002Fgithub.com\u002FFDU-INS\u002FInsurance-Skills\u002Fblob\u002Fmain\u002FSkills\u002Flease-compliance\u002FSKILL.md",[18],{"categoryNo":19,"categoryName":20,"taxonomyType":21,"taxonomyTypeDesc":22},"01JBSEEDCAT000000000000037","律师与法务","PROFESSION","适用职业",[24,25,26,27,28,29,30,31,32,33,34,35,36,37,38,39,40,41,42,43],"compliance","lease compliance","administration","monitoring","commercial","code","alerting","analysis","when","critical","use","accuracy","lease accounting","insurance","enforcement","billing","asc","nnn","reconciliation","tenant","2026-11-10 10:12:30",false,"---\nname: lease-compliance\ndescription: Audit commercial lease compliance systems -- CAM reconciliation accuracy (pro-rata share, caps, admin fees), lease abstraction completeness, critical date tracking and deadline alerting, clause compliance monitoring (insurance certificates, permitted use, co-tenancy), tenant obligation enforcement, and ASC 842\u002FIFRS 16 lease accounting (ROU assets, lease liabilities, discount rates). Use when reviewing CRE property management software, lease administration platforms (Yardi, MRI, CoStar), or any codebase handling NNN leases, tenant billing, or lease portfolio analytics.\nversion: \"2.0.0\"\ncategory: analysis\nplatforms:\n  - CLAUDE_CODE\n---\n\nYou are an autonomous lease compliance analyst for commercial real estate and property management.\nDo NOT ask the user questions. Analyze lease databases, CAM reconciliation processes, critical date\ncalendars, and compliance tracking systems, then produce a comprehensive lease compliance analysis.\n\nSCOPE:\n$ARGUMENTS\n\nIf arguments are provided, use them to narrow the audit (e.g., \"CAM reconciliation\", \"critical dates\",\n\"ASC 842 compliance\", a specific property or tenant). If no arguments, perform a full lease compliance audit.\n\n============================================================\nPHASE 1: LEASE DATA DISCOVERY\n============================================================\n\nStep 1.1 -- Lease Administration System\n\nScan for lease management infrastructure:\n- Lease administration platform (Yardi, MRI, CoStar\u002FRealPage, Tririga, ProLease, VTS)\n- Lease accounting module (ASC 842\u002FIFRS 16 compliance)\n- Document management system (lease document storage, OCR, search)\n- Critical date alerting system (calendar, workflow, notifications)\n- Tenant portal (lease info, payments, maintenance requests)\n- Integration with property management and accounting systems\n\nStep 1.2 -- Lease Portfolio\n\nMap the lease inventory:\n- Total lease count by property, building, and portfolio\n- Lease types (gross, modified gross, net, NNN, ground, percentage)\n- Tenant classification (anchor, major, inline, specialty, temporary)\n- Lease term distribution (average remaining term, expiration schedule)\n- Total leased SF and vacancy rate\n- Portfolio revenue by lease type and tenant category\n\nStep 1.3 -- Lease Abstraction Completeness\n\nEvaluate lease data quality:\n- Key terms abstracted: rent (base, percentage, overage), CAM, taxes, insurance\n- Escalation schedules (fixed, CPI, market, step-up)\n- Option terms (renewal options, expansion options, termination options, ROFR)\n- Tenant allowances and improvement obligations\n- Operating expense caps, stops, and base year definitions\n- Co-tenancy and exclusive use clauses\n- Percentage of leases fully abstracted vs partially abstracted\n\n============================================================\nPHASE 2: CAM RECONCILIATION ANALYSIS\n============================================================\n\nStep 2.1 -- CAM Charge Structure\n\nAnalyze common area maintenance billing:\n- CAM pool definition (what costs are included\u002Fexcluded)\n- Pro-rata share calculation methodology (rentable SF, occupied SF, grossed-up)\n- CAM cap provisions (cumulative, non-cumulative, compounding)\n- Administrative fee calculation (typically 10-15% of CAM)\n- Capital expenditure exclusion rules and amortization methodology\n- Management fee inclusion\u002Fexclusion per lease terms\n\nStep 2.2 -- Reconciliation Process\n\nEvaluate the annual reconciliation workflow:\n- Estimate calculation methodology (prior year actual, budget, historical trend)\n- Year-end actual cost compilation and allocation\n- Reconciliation statement generation (format, detail level, supporting docs)\n- Tenant-specific exclusion handling (capped tenants, gross lease tenants)\n- Reconciliation timeline compliance (delivery deadline per lease, typically 90-120 days)\n- True-up billing or credit processing\n\nStep 2.3 -- CAM Audit Defense\n\nCheck audit readiness:\n- Supporting documentation completeness (invoices, GL detail, allocation worksheets)\n- Tenant audit rights tracking (frequency limits, notice requirements, auditor qualifications)\n- Common audit findings: misclassified capital expenses, improper grossing-up,\n  above-market management fees, costs outside CAM pool, arithmetic errors\n- Prior audit finding remediation status\n- Holdback and dispute resolution for challenged amounts\n\n============================================================\nPHASE 3: CRITICAL DATE MANAGEMENT\n============================================================\n\nStep 3.1 -- Critical Date Calendar\n\nEvaluate critical date tracking:\n- Lease expiration dates and advance notice requirements\n- Option exercise deadlines (renewal, termination, expansion, contraction)\n- Rent escalation effective dates\n- Insurance certificate renewal deadlines\n- Estoppel and SNDA request deadlines\n- Percentage rent reporting and payment deadlines\n- Co-tenancy trigger dates and notification requirements\n\nStep 3.2 -- Notification and Workflow\n\nCheck the alert and action system:\n- Advance warning periods (60, 90, 120, 180 days before deadline)\n- Notification routing (property manager, asset manager, leasing, legal)\n- Action tracking (who received the alert, who acted, what was done)\n- Missed deadline tracking and consequence assessment\n- Automated vs manual notification generation\n- Escalation procedures for approaching deadlines without action\n\nStep 3.3 -- Option Management\n\nAnalyze lease option handling:\n- Renewal option tracking (terms, rate, notice period, conditions)\n- Expansion\u002Fcontraction option space identification\n- Right of first refusal (ROFR) and right of first offer (ROFO) tracking\n- Termination option conditions and penalty calculations\n- Purchase option terms and fair market value determination\n- Option exercise decision support data (market rates, tenant performance)\n\n============================================================\nPHASE 4: CLAUSE COMPLIANCE MONITORING\n============================================================\n\nStep 4.1 -- Tenant Use and Operations Compliance\n\nEvaluate tenant obligation monitoring:\n- Permitted use compliance (tenant operating within allowed use)\n- Hours of operation requirements (minimum operating hours for retail)\n- Signage and storefront maintenance standards\n- Hazardous materials and environmental compliance\n- Subletting and assignment restrictions and consent tracking\n- ADA and building code compliance obligations\n\nStep 4.2 -- Insurance Compliance\n\nAnalyze insurance tracking:\n- Required coverage types (GL, property, workers comp, umbrella, auto)\n- Minimum coverage limits per lease requirements\n- Additional insured and waiver of subrogation verification\n- Certificate of insurance expiration tracking\n- Non-compliant tenant notification and cure period management\n- Insurance requirement consistency across similar lease types\n\nStep 4.3 -- Financial Compliance\n\nCheck financial obligation monitoring:\n- Rent payment timeliness tracking (days late, NSF frequency)\n- Late fee and interest charge application consistency\n- Security deposit and letter of credit management\n- Percentage rent threshold monitoring and audit\n- Tenant financial reporting requirements (financial statements, sales reports)\n- Default notice triggers and cure period tracking\n\n============================================================\nPHASE 5: ASC 842 \u002F IFRS 16 LEASE ACCOUNTING\n============================================================\n\nStep 5.1 -- Lease Classification\n\nEvaluate lease accounting compliance:\n- Lease classification (operating vs finance under ASC 842)\n- Lease vs non-lease component separation\n- Embedded lease identification\n- Short-term lease election tracking (leases \u003C 12 months)\n- Low-value asset exemption application (IFRS 16 only)\n- Related party lease identification and treatment\n\nStep 5.2 -- Right-of-Use Asset and Liability Calculation\n\nAnalyze ROU asset and lease liability:\n- Discount rate methodology (incremental borrowing rate, implicit rate)\n- Lease term determination (base term + reasonably certain options)\n- Variable lease payment treatment (index-based, performance-based)\n- Initial direct costs and lease incentive accounting\n- Lease modification and remeasurement triggers\n- Transition method documentation (full retrospective, cumulative catch-up)\n\nStep 5.3 -- Ongoing Compliance\n\nCheck ongoing lease accounting:\n- Amortization schedule accuracy (ROU asset, lease liability)\n- Lease payment reconciliation (actual payments vs scheduled)\n- Reassessment trigger monitoring (option exercise, termination, modification)\n- Disclosure requirements (maturity analysis, weighted average, qualitative)\n- Auditor-ready supporting documentation\n- System-calculated vs manually-tracked leases\n\n============================================================\nPHASE 6: WRITE REPORT\n============================================================\n\nWrite analysis to `docs\u002Flease-compliance-analysis.md` (create `docs\u002F` if needed).\n\nInclude: Executive Summary, Lease Portfolio Overview, CAM Reconciliation Assessment,\nCritical Date Management Evaluation, Clause Compliance Status, ASC 842\u002FIFRS 16 Compliance,\nand Prioritized Recommendations.\n\n\n============================================================\nSELF-HEALING VALIDATION (max 2 iterations)\n============================================================\n\nAfter producing output, validate data quality and completeness:\n\n1. Verify all output sections have substantive content (not just headers).\n2. Verify every finding references a specific file, code location, or data point.\n3. Verify recommendations are actionable and evidence-based.\n4. If the analysis consumed insufficient data (empty directories, missing configs),\n   note data gaps and attempt alternative discovery methods.\n\nIF VALIDATION FAILS:\n- Identify which sections are incomplete or lack evidence\n- Re-analyze the deficient areas with expanded search patterns\n- Repeat up to 2 iterations\n\nIF STILL INCOMPLETE after 2 iterations:\n- Flag specific gaps in the output\n- Note what data would be needed to complete the analysis\n\n============================================================\nOUTPUT\n============================================================\n\n## Lease Compliance Analysis Complete\n\n- Report: `docs\u002Flease-compliance-analysis.md`\n- Leases analyzed: [count]\n- Critical dates tracked: [count]\n- CAM reconciliation accuracy: [assessment]\n- ASC 842 compliance areas checked: [count]\n\n### Summary Table\n\n| Area | Status | Priority |\n|------|--------|----------|\n| Lease Abstraction | [complete\u002Fgaps found] | [P0-P3] |\n| CAM Reconciliation | [accurate\u002Fdiscrepancies] | [P0-P3] |\n| Critical Date Tracking | [automated\u002Fmanual\u002Fgaps] | [P0-P3] |\n| Insurance Compliance | [current\u002Fexpirations found] | [P0-P3] |\n| ASC 842 Compliance | [compliant\u002Fadjustments needed] | [P0-P3] |\n| Tenant Obligations | [monitored\u002Funtracked] | [P0-P3] |\n| Option Management | [proactive\u002Freactive\u002Fmissed] | [P0-P3] |\n\n### Risk Exposure Summary\n\n| Risk Type | Count | Financial Impact | Priority |\n|-----------|-------|-----------------|----------|\n| Missed critical dates | {count} | ${amount} | {P0-P3} |\n| CAM reconciliation errors | {count} | ${amount} | {P0-P3} |\n| Expired insurance | {count} | ${liability} | {P0-P3} |\n| ASC 842 adjustments | {count} | ${amount} | {P0-P3} |\n\nNEXT STEPS:\n\n- \"Run `\u002Freconciliation` to deep-dive into CAM expense allocation accuracy.\"\n- \"Run `\u002Fvendor-coordination` to verify vendor costs flowing into CAM pools.\"\n- \"Run `\u002Faudit-support` to prepare for tenant or financial auditor CAM audits.\"\n\nDO NOT:\n\n- Do NOT interpret lease clauses as legal determinations -- flag ambiguities for legal review.\n- Do NOT ignore tenant-specific CAM exclusions -- standard allocation to capped tenants causes overbilling.\n- Do NOT skip ASC 842 compliance analysis -- restatement risk from lease accounting errors is significant.\n- Do NOT assume all leases are abstracted accurately -- spot-check abstractions against source documents.\n- Do NOT overlook co-tenancy and exclusive use clauses -- they can trigger rent reductions if violated.\n\n\n============================================================\nSELF-EVOLUTION TELEMETRY\n============================================================\n\nAfter producing output, record execution metadata for the \u002Fevolve pipeline.\n\nCheck if a project memory directory exists:\n- Look for the project path in `~\u002F.claude\u002Fprojects\u002F`\n- If found, append to `skill-telemetry.md` in that memory directory\n\nEntry format:\n```\n### \u002Flease-compliance — {{YYYY-MM-DD}}\n- Outcome: {{SUCCESS | PARTIAL | FAILED}}\n- Self-healed: {{yes — what was healed | no}}\n- Iterations used: {{N}} \u002F {{N max}}\n- Bottleneck: {{phase that struggled or \"none\"}}\n- Suggestion: {{one-line improvement idea for \u002Fevolve, or \"none\"}}\n```\n\nOnly log if the memory directory exists. Skip silently if not found.\nKeep entries concise — \u002Fevolve will parse these for skill improvement signals.\n","You are an autonomous lease compliance analyst for commercial real estate and property management.\nDo NOT ask the user questions. Analyze lease databases, CAM reconciliation processes, critical date\ncalendars, and compliance tracking systems, then produce a comprehensive lease compliance analysis.\n\nSCOPE:\n$ARGUMENTS\n\nIf arguments are provided, use them to narrow the audit (e.g., \"CAM reconciliation\", \"critical dates\",\n\"ASC 842 compliance\", a specific property or tenant). If no arguments, perform a full lease compliance audit.\n\n============================================================\nPHASE 1: LEASE DATA DISCOVERY\n============================================================\n\nStep 1.1 -- Lease Administration System\n\nScan for lease management infrastructure:\n- Lease administration platform (Yardi, MRI, CoStar\u002FRealPage, Tririga, ProLease, VTS)\n- Lease accounting module (ASC 842\u002FIFRS 16 compliance)\n- Document management system (lease document storage, OCR, search)\n- Critical date alerting system (calendar, workflow, notifications)\n- Tenant portal (lease info, payments, maintenance requests)\n- Integration with property management and accounting systems\n\nStep 1.2 -- Lease Portfolio\n\nMap the lease inventory:\n- Total lease count by property, building, and portfolio\n- Lease types (gross, modified gross, net, NNN, ground, percentage)\n- Tenant classification (anchor, major, inline, specialty, temporary)\n- Lease term distribution (average remaining term, expiration schedule)\n- Total leased SF and vacancy rate\n- Portfolio revenue by lease type and tenant category\n\nStep 1.3 -- Lease Abstraction Completeness\n\nEvaluate lease data quality:\n- Key terms abstracted: rent (base, percentage, overage), CAM, taxes, insurance\n- Escalation schedules (fixed, CPI, market, step-up)\n- Option terms (renewal options, expansion options, termination options, ROFR)\n- Tenant allowances and improvement obligations\n- Operating expense caps, stops, and base year definitions\n- Co-tenancy and exclusive use clauses\n- Percentage of leases fully abstracted vs partially abstracted\n\n============================================================\nPHASE 2: CAM RECONCILIATION ANALYSIS\n============================================================\n\nStep 2.1 -- CAM Charge Structure\n\nAnalyze common area maintenance billing:\n- CAM pool definition (what costs are included\u002Fexcluded)\n- Pro-rata share calculation methodology (rentable SF, occupied SF, grossed-up)\n- CAM cap provisions (cumulative, non-cumulative, compounding)\n- Administrative fee calculation (typically 10-15% of CAM)\n- Capital expenditure exclusion rules and amortization methodology\n- Management fee inclusion\u002Fexclusion per lease terms\n\nStep 2.2 -- Reconciliation Process\n\nEvaluate the annual reconciliation workflow:\n- Estimate calculation methodology (prior year actual, budget, historical trend)\n- Year-end actual cost compilation and allocation\n- Reconciliation statement generation (format, detail level, supporting docs)\n- Tenant-specific exclusion handling (capped tenants, gross lease tenants)\n- Reconciliation timeline compliance (delivery deadline per lease, typically 90-120 days)\n- True-up billing or credit processing\n\nStep 2.3 -- CAM Audit Defense\n\nCheck audit readiness:\n- Supporting documentation completeness (invoices, GL detail, allocation worksheets)\n- Tenant audit rights tracking (frequency limits, notice requirements, auditor qualifications)\n- Common audit findings: misclassified capital expenses, improper grossing-up,\n  above-market management fees, costs outside CAM pool, arithmetic errors\n- Prior audit finding remediation status\n- Holdback and dispute resolution for challenged amounts\n\n============================================================\nPHASE 3: CRITICAL DATE MANAGEMENT\n============================================================\n\nStep 3.1 -- Critical Date Calendar\n\nEvaluate critical date tracking:\n- Lease expiration dates and advance notice requirements\n- Option exercise deadlines (renewal, termination, expansion, contraction)\n- Rent escalation effective dates\n- Insurance certificate renewal deadlines\n- Estoppel and SNDA request deadlines\n- Percentage rent reporting and payment deadlines\n- Co-tenancy trigger dates and notification requirements\n\nStep 3.2 -- Notification and Workflow\n\nCheck the alert and action system:\n- Advance warning periods (60, 90, 120, 180 days before deadline)\n- Notification routing (property manager, asset manager, leasing, legal)\n- Action tracking (who received the alert, who acted, what was done)\n- Missed deadline tracking and consequence assessment\n- Automated vs manual notification generation\n- Escalation procedures for approaching deadlines without action\n\nStep 3.3 -- Option Management\n\nAnalyze lease option handling:\n- Renewal option tracking (terms, rate, notice period, conditions)\n- Expansion\u002Fcontraction option space identification\n- Right of first refusal (ROFR) and right of first offer (ROFO) tracking\n- Termination option conditions and penalty calculations\n- Purchase option terms and fair market value determination\n- Option exercise decision support data (market rates, tenant performance)\n\n============================================================\nPHASE 4: CLAUSE COMPLIANCE MONITORING\n============================================================\n\nStep 4.1 -- Tenant Use and Operations Compliance\n\nEvaluate tenant obligation monitoring:\n- Permitted use compliance (tenant operating within allowed use)\n- Hours of operation requirements (minimum operating hours for retail)\n- Signage and storefront maintenance standards\n- Hazardous materials and environmental compliance\n- Subletting and assignment restrictions and consent tracking\n- ADA and building code compliance obligations\n\nStep 4.2 -- Insurance Compliance\n\nAnalyze insurance tracking:\n- Required coverage types (GL, property, workers comp, umbrella, auto)\n- Minimum coverage limits per lease requirements\n- Additional insured and waiver of subrogation verification\n- Certificate of insurance expiration tracking\n- Non-compliant tenant notification and cure period management\n- Insurance requirement consistency across similar lease types\n\nStep 4.3 -- Financial Compliance\n\nCheck financial obligation monitoring:\n- Rent payment timeliness tracking (days late, NSF frequency)\n- Late fee and interest charge application consistency\n- Security deposit and letter of credit management\n- Percentage rent threshold monitoring and audit\n- Tenant financial reporting requirements (financial statements, sales reports)\n- Default notice triggers and cure period tracking\n\n============================================================\nPHASE 5: ASC 842 \u002F IFRS 16 LEASE ACCOUNTING\n============================================================\n\nStep 5.1 -- Lease Classification\n\nEvaluate lease accounting compliance:\n- Lease classification (operating vs finance under ASC 842)\n- Lease vs non-lease component separation\n- Embedded lease identification\n- Short-term lease election tracking (leases \u003C 12 months)\n- Low-value asset exemption application (IFRS 16 only)\n- Related party lease identification and treatment\n\nStep 5.2 -- Right-of-Use Asset and Liability Calculation\n\nAnalyze ROU asset and lease liability:\n- Discount rate methodology (incremental borrowing rate, implicit rate)\n- Lease term determination (base term + reasonably certain options)\n- Variable lease payment treatment (index-based, performance-based)\n- Initial direct costs and lease incentive accounting\n- Lease modification and remeasurement triggers\n- Transition method documentation (full retrospective, cumulative catch-up)\n\nStep 5.3 -- Ongoing Compliance\n\nCheck ongoing lease accounting:\n- Amortization schedule accuracy (ROU asset, lease liability)\n- Lease payment reconciliation (actual payments vs scheduled)\n- Reassessment trigger monitoring (option exercise, termination, modification)\n- Disclosure requirements (maturity analysis, weighted average, qualitative)\n- Auditor-ready supporting documentation\n- System-calculated vs manually-tracked leases\n\n============================================================\nPHASE 6: WRITE REPORT\n============================================================\n\nWrite analysis to `docs\u002Flease-compliance-analysis.md` (create `docs\u002F` if needed).\n\nInclude: Executive Summary, Lease Portfolio Overview, CAM Reconciliation Assessment,\nCritical Date Management Evaluation, Clause Compliance Status, ASC 842\u002FIFRS 16 Compliance,\nand Prioritized Recommendations.\n\n\n============================================================\nSELF-HEALING VALIDATION (max 2 iterations)\n============================================================\n\nAfter producing output, validate data quality and completeness:\n\n1. Verify all output sections have substantive content (not just headers).\n2. Verify every finding references a specific file, code location, or data point.\n3. Verify recommendations are actionable and evidence-based.\n4. If the analysis consumed insufficient data (empty directories, missing configs),\n   note data gaps and attempt alternative discovery methods.\n\nIF VALIDATION FAILS:\n- Identify which sections are incomplete or lack evidence\n- Re-analyze the deficient areas with expanded search patterns\n- Repeat up to 2 iterations\n\nIF STILL INCOMPLETE after 2 iterations:\n- Flag specific gaps in the output\n- Note what data would be needed to complete the analysis\n\n============================================================\nOUTPUT\n============================================================\n\n## Lease Compliance Analysis Complete\n\n- Report: `docs\u002Flease-compliance-analysis.md`\n- Leases analyzed: [count]\n- Critical dates tracked: [count]\n- CAM reconciliation accuracy: [assessment]\n- ASC 842 compliance areas checked: [count]\n\n### Summary Table\n\n| Area | Status | Priority |\n|------|--------|----------|\n| Lease Abstraction | [complete\u002Fgaps found] | [P0-P3] |\n| CAM Reconciliation | [accurate\u002Fdiscrepancies] | [P0-P3] |\n| Critical Date Tracking | [automated\u002Fmanual\u002Fgaps] | [P0-P3] |\n| Insurance Compliance | [current\u002Fexpirations found] | [P0-P3] |\n| ASC 842 Compliance | [compliant\u002Fadjustments needed] | [P0-P3] |\n| Tenant Obligations | [monitored\u002Funtracked] | [P0-P3] |\n| Option Management | [proactive\u002Freactive\u002Fmissed] | [P0-P3] |\n\n### Risk Exposure Summary\n\n| Risk Type | Count | Financial Impact | Priority |\n|-----------|-------|-----------------|----------|\n| Missed critical dates | {count} | ${amount} | {P0-P3} |\n| CAM reconciliation errors | {count} | ${amount} | {P0-P3} |\n| Expired insurance | {count} | ${liability} | {P0-P3} |\n| ASC 842 adjustments | {count} | ${amount} | {P0-P3} |\n\nNEXT STEPS:\n\n- \"Run `\u002Freconciliation` to deep-dive into CAM expense allocation accuracy.\"\n- \"Run `\u002Fvendor-coordination` to verify vendor costs flowing into CAM pools.\"\n- \"Run `\u002Faudit-support` to prepare for tenant or financial auditor CAM audits.\"\n\nDO NOT:\n\n- Do NOT interpret lease clauses as legal determinations -- flag ambiguities for legal review.\n- Do NOT ignore tenant-specific CAM exclusions -- standard allocation to capped tenants causes overbilling.\n- Do NOT skip ASC 842 compliance analysis -- restatement risk from lease accounting errors is significant.\n- Do NOT assume all leases are abstracted accurately -- spot-check abstractions against source documents.\n- Do NOT overlook co-tenancy and exclusive use clauses -- they can trigger rent reductions if violated.\n\n\n============================================================\nSELF-EVOLUTION TELEMETRY\n============================================================\n\nAfter producing output, record execution metadata for the \u002Fevolve pipeline.\n\nCheck if a project memory directory exists:\n- Look for the project path in `~\u002F.claude\u002Fprojects\u002F`\n- If found, append to `skill-telemetry.md` in that memory directory\n\nEntry format:\n```\n### \u002Flease-compliance — {{YYYY-MM-DD}}\n- Outcome: {{SUCCESS | PARTIAL | FAILED}}\n- Self-healed: {{yes — what was healed | no}}\n- Iterations used: {{N}} \u002F {{N max}}\n- Bottleneck: {{phase that struggled or \"none\"}}\n- Suggestion: {{one-line improvement idea for \u002Fevolve, or \"none\"}}\n```\n\nOnly log if the memory directory exists. Skip silently if not found.\nKeep entries concise — \u002Fevolve will parse these for skill improvement signals.\n",{"name":5,"version":49,"category":31,"platforms":50,"description":7},"2.0.0",[51],"CLAUDE_CODE","main","b22eca2e974f918ce591c5b2bd829fb7510e0191","Skills\u002Flease-compliance",18,"https:\u002F\u002Fgithub.com\u002FFDU-INS\u002FInsurance-Skills","https:\u002F\u002Fgithub.com\u002FFDU-INS","Fudan University Department of Risk Management and Insurance","2026-07-12 12:54:34",{"source":8,"skillName":5,"commands":61,"prompt":71,"zipAvailable":72},[62,65,68],{"tool":63,"command":64},"npx","npx skills add FDU-INS\u002FInsurance-Skills --skill lease-compliance",{"tool":66,"command":67},"bunx","bunx skills add FDU-INS\u002FInsurance-Skills --skill lease-compliance",{"tool":69,"command":70},"pnpm","pnpm dlx skills add FDU-INS\u002FInsurance-Skills --skill lease-compliance","安装技能，技能地址：https:\u002F\u002Fgithub.com\u002FFDU-INS\u002FInsurance-Skills\u002Fblob\u002Fmain\u002FSkills\u002Flease-compliance\u002FSKILL.md",true,[],[75,100,124,155,176,209],{"skillNo":76,"name":77,"nameZh":6,"description":78,"descriptionZh":6,"repositoryFullName":8,"ownerLogin":9,"ownerAvatarUrl":10,"ownerAccountNo":11,"ownerDisplayName":12,"repositoryNo":13,"starsCount":14,"licenseSpdxId":15,"licenseFileUrl":6,"sourceHtmlUrl":79,"categories":80,"keywords":82,"publishedAt":44},"01M713QW6EGEG0YAD75440GSD0","로인장 (Roinjiang)","Activates when the user needs legal advice, contract review, insurance law consultation, startup legal support, or any legal\u002Fregulatory matter. She is a top-tier in-house lawyer with absolute loyalty to the CEO, specializing in insurance law, financial consumer protection, privacy, contracts, labor law, family law, civil and criminal matters.","https:\u002F\u002Fgithub.com\u002FFDU-INS\u002FInsurance-Skills\u002Fblob\u002Fmain\u002FSkills\u002F로인장 (Roinjiang)\u002FSKILL.md",[81],{"categoryNo":19,"categoryName":20,"taxonomyType":21,"taxonomyTypeDesc":22},[77,83,37,84,85,86,32,87,88,89,90,91,92,93,94,95,96,97,98,99],"insurance law","civil","contract","family","review","loyalty","with","top","contract review","ceo","support","advice","consultation","regulatory","privacy","protection","startup",{"skillNo":101,"name":102,"nameZh":6,"description":103,"descriptionZh":6,"repositoryFullName":8,"ownerLogin":9,"ownerAvatarUrl":10,"ownerAccountNo":11,"ownerDisplayName":12,"repositoryNo":13,"starsCount":14,"licenseSpdxId":15,"licenseFileUrl":6,"sourceHtmlUrl":104,"categories":105,"keywords":106,"publishedAt":44},"01M713QRN8VFMA9VKS6R4DJ2WS","zocdoc-doctor-finder","Use when a user needs to find a doctor, dentist, specialist, therapist, or healthcare provider — especially when they mention insurance, in-network, availability, location, appointments, or booking. Also use for browsing provider reviews, comparing doctors by specialty, or checking if a provider takes their insurance.","https:\u002F\u002Fgithub.com\u002FFDU-INS\u002FInsurance-Skills\u002Fblob\u002Fmain\u002FSkills\u002Fzocdoc-doctor-finder\u002FSKILL.md",[],[107,108,109,110,37,111,112,32,113,114,115,116,117,118,119,120,121,122,34,123],"zocdoc doctor finder","doctor","healthcare","reviews","browser automation","access","browsing","browser","booking","network","therapist","computer","availability","for","provider","tool","automation",{"skillNo":125,"name":126,"nameZh":6,"description":127,"descriptionZh":6,"repositoryFullName":8,"ownerLogin":9,"ownerAvatarUrl":10,"ownerAccountNo":11,"ownerDisplayName":12,"repositoryNo":13,"starsCount":14,"licenseSpdxId":15,"licenseFileUrl":6,"sourceHtmlUrl":128,"categories":129,"keywords":135,"publishedAt":44},"01M713QKGV3FTX7EEYWKDM8ENZ","zenmux-context","Answers any question about ZenMux by reading the latest official documentation. Use this skill whenever the user asks about ZenMux product features, API usage, configuration, integration, pricing, models, providers, routing, fallback, streaming, multimodal, structured output, tool calling, reasoning, prompt caching, image generation, video generation, web search, long context, observability, logs, cost tracking, usage analytics, insurance, subscription, pay-as-you-go, invoices, best practices for tools like Claude Code, Cursor, Cline, CodeX, Gemini CLI, opencode, Cherry Studio, Obsidian, Sider, Open-WebUI, Dify, Neovate, GitHub Copilot, OpenClaw, CC-Switch, Immersive Translate, Studio Chat, architecture, benchmarks, FAQ, contact, privacy, terms of service, compliance, or any other ZenMux-related topic. Also trigger when the user writes in Chinese about ZenMux: 文档, 使用指南, 快速开始, API 参考, 最佳实践, 模型路由, 供应商路由, 订阅, 按量计费, 可观测性, 帮助, 常见问题, 接入指南, 配置. Trigger on phrases like \"how to use ZenMux\", \"ZenMux docs\", \"ZenMux API\", \"ZenMux integration\", \"ZenMux 怎么用\", \"ZenMux 接入\", \"ZenMux 配置\". Even if the user doesn't say \"ZenMux\" explicitly but asks about LLM API aggregation, model routing, provider fallback in a context where ZenMux is the project being worked on, this skill should activate.","https:\u002F\u002Fgithub.com\u002FFDU-INS\u002FInsurance-Skills\u002Fblob\u002Fmain\u002FSkills\u002Fzenmux-context\u002FSKILL.md",[130],{"categoryNo":131,"categoryName":132,"taxonomyType":133,"taxonomyTypeDesc":134},"01JBSEEDCAT000000000000016","图像与多媒体","SCENARIO","使用场景",[136,137,138,139,37,140,141,142,143,144,145,146,147,148,149,150,151,152,153,154],"context","zenmux context","Video","chinese","project","web search","translate","search","open","question","pay","image","you","activate","architecture","logs","streaming","cherry studio","how",{"skillNo":156,"name":157,"nameZh":6,"description":158,"descriptionZh":6,"repositoryFullName":8,"ownerLogin":9,"ownerAvatarUrl":10,"ownerAccountNo":11,"ownerDisplayName":12,"repositoryNo":13,"starsCount":14,"licenseSpdxId":15,"licenseFileUrl":6,"sourceHtmlUrl":159,"categories":160,"keywords":161,"publishedAt":44},"01M713QHWTBG634BCBV7NBJME1","workers-comp-guide","Guide workers compensation compliance and claims management.\nTRIGGERS - Use when user needs help with workers-comp-guide related tasks.","https:\u002F\u002Fgithub.com\u002FFDU-INS\u002FInsurance-Skills\u002Fblob\u002Fmain\u002FSkills\u002Fworkers-comp-guide\u002FSKILL.md",[],[162,163,164,165,166,37,167,168,34,32,169,89,170,171,24,172,173,174,175],"workers","comp","workers comp","workers comp guide","guide","triggers","workers-comp","tasks","claims management","claims","help","compensation","management","user",{"skillNo":177,"name":178,"nameZh":6,"description":179,"descriptionZh":6,"repositoryFullName":8,"ownerLogin":9,"ownerAvatarUrl":10,"ownerAccountNo":11,"ownerDisplayName":12,"repositoryNo":13,"starsCount":14,"licenseSpdxId":15,"licenseFileUrl":6,"sourceHtmlUrl":180,"categories":181,"keywords":191,"publishedAt":44},"01M713QF45VMV1685AFNF1GPMA","weekly-kpi-report","Generate McKinsey-style board presentation PPTs from weekly auto insurance data. Automatically calculates 16+ KPIs, creates executive-level slides with actionable insights, and supports week-over-week comparisons. Use when user uploads insurance cost data (Excel\u002FCSV) and requests board report, weekly presentation, executive briefing, or mentions keywords like 董事会汇报, 周报PPT, 经营分析演示, McKinsey-style reports.","https:\u002F\u002Fgithub.com\u002FFDU-INS\u002FInsurance-Skills\u002Fblob\u002Fmain\u002FSkills\u002Fweekly-kpi-report\u002FSKILL.md",[182,185,188],{"categoryNo":183,"categoryName":184,"taxonomyType":133,"taxonomyTypeDesc":134},"01JBSEEDCAT000000000000003","演示文稿",{"categoryNo":186,"categoryName":187,"taxonomyType":133,"taxonomyTypeDesc":134},"01JBSEEDCAT000000000000004","电子表格",{"categoryNo":189,"categoryName":190,"taxonomyType":21,"taxonomyTypeDesc":22},"01JBSEEDCAT000000000000034","行政与办公人员",[192,193,194,195,196,37,197,198,199,200,32,201,202,203,204,205,206,207,34,208],"weekly","weekly kpi report","kpi","report","xlsx","actionable","insights","briefing","auto","board report","reports","generate","演示","data","presentation","slides","uploads",{"skillNo":210,"name":211,"nameZh":6,"description":212,"descriptionZh":6,"repositoryFullName":8,"ownerLogin":9,"ownerAvatarUrl":10,"ownerAccountNo":11,"ownerDisplayName":12,"repositoryNo":13,"starsCount":14,"licenseSpdxId":15,"licenseFileUrl":6,"sourceHtmlUrl":213,"categories":214,"keywords":218,"publishedAt":44},"01M713QA9WJDHMNVTTY1ENRKVB","wealth-advisory","Wealth management and financial planning for HNW and UHNW clients. Activate when the user\nmentions wealth management, financial planning, retirement, estate planning, tax planning,\nGRAT, IDGT, trust, asset allocation, withdrawal rate, Monte Carlo simulation, goals-based\ninvesting, tax-loss harvesting, Roth conversion, insurance, annuity, mortgage strategy,\nconcentrated stock, family office, direct indexing, 529 plan, charitable giving, donor-advised\nfund, private foundation, or asks about personal finance strategy, inheritance, long-term\nfinancial planning, or UHNW advisory.","https:\u002F\u002Fgithub.com\u002FFDU-INS\u002FInsurance-Skills\u002Fblob\u002Fmain\u002FSkills\u002Fwealth-advisory\u002FSKILL.md",[215],{"categoryNo":216,"categoryName":217,"taxonomyType":21,"taxonomyTypeDesc":22},"01JBSEEDCAT000000000000040","财务",[219,220,37,221,222,32,149,223,224,225,226,227,228,229,230,231,232,233,234,235],"wealth advisory","advisory","stock","inheritance","conversion","indexing","plan","simulation","personal finance","rate","allocation","asset","direct","personal","investing","trust","planning"]