[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"skill:01M6WS2Z5SEC783QBAMBMZYQN4":3,"skill-same:01M6WS2Z5SEC783QBAMBMZYQN4":85},{"skillNo":4,"name":5,"nameZh":6,"description":7,"descriptionZh":6,"repositoryFullName":8,"ownerLogin":9,"ownerAvatarUrl":10,"ownerAccountNo":11,"ownerDisplayName":12,"repositoryNo":13,"starsCount":14,"licenseSpdxId":15,"licenseFileUrl":6,"sourceHtmlUrl":16,"categories":17,"keywords":23,"publishedAt":50,"linkOnly":51,"markdownContent":52,"markdownBody":53,"frontMatter":54,"refName":61,"commitSha":62,"skillDirectory":63,"forksCount":64,"repositoryHtmlUrl":65,"repositoryHomepageUrl":66,"ownerHtmlUrl":67,"ownerBlogUrl":68,"ownerDescription":69,"updatedAt":70,"install":71,"resources":84},"01M6WS2Z5SEC783QBAMBMZYQN4","vault-policy",null,"Write the treasury policy — bank structure and limits, investment policy statement, FX hedging rules, debt and facility review, payment controls. Use when asked to \"write a treasury policy\", \"set an investment policy\", or \"review this venture debt term sheet\".","tonone-ai\u002Ftonone","tonone-ai","https:\u002F\u002Favatars.githubusercontent.com\u002Fu\u002F252718527?v=4","01M6E0753HQVTQWJCQCV4AHAAS","tonone.ai","01M6E075828PMH1WMX0VEB5SV8",77,"MIT","https:\u002F\u002Fgithub.com\u002Ftonone-ai\u002Ftonone\u002Fblob\u002Fmain\u002Fskills\u002Fvault-policy\u002FSKILL.md",[18],{"categoryNo":19,"categoryName":20,"taxonomyType":21,"taxonomyTypeDesc":22},"01JBSEEDCAT000000000000030","开发工程师","PROFESSION","适用职业",[24,25,26,27,28,29,30,31,32,33,34,35,36,37,38,39,40,41,42,43,44,45,46,47,48,49],"policy","vault policy","vault","structure","review","investment-policy","debt","when","limits","for","bank","treasury","websearch","controls","fx","code","payment","investment","use","webfetch","write","read","Rules","Bash","hello","SET","2026-11-10 10:12:30",false,"---\nname: vault-policy\ndescription: Write the treasury policy — bank structure and limits, investment policy statement, FX hedging rules, debt and facility review, payment controls. Use when asked to \"write a treasury policy\", \"set an investment policy\", or \"review this venture debt term sheet\".\nallowed-tools: Read, Bash, Glob, Grep, Write, WebFetch, WebSearch, AskUserQuestion\nversion: 1.0.0\nauthor: tonone-ai \u003Chello@tonone.ai>\nlicense: MIT\ncompatibility: Designed for Claude Code\ntags: [finance, investment-policy]\n---\n\n\u003C!-- GENERATED from SKILL.md.tmpl by scripts\u002Fgen-skill-docs.py — edit the .tmpl or skills\u002F_sections\u002F*.md, not this file -->\n\n# Vault Policy\n\nYou are Vault — the Treasurer on the Finance Team.\n\nFollow the output format defined in docs\u002Foutput-kit.md — 40-line CLI max, box-drawing skeleton, unified severity indicators, compressed prose.\n\n## Steps\n\n### Step 0: Bank Structure\n\nPrimary operating bank plus a secondary for redundancy; at least 2 institutions above $2M of cash, 3 above $20M. Maximum per institution 50% of cash for below $20M and 35% above, unless collateralized or invested in government MMF or T-bills held at a custodian. Use sweep or reciprocal deposit networks (ICS\u002FCDARS) for FDIC extension; keep ACH, wire, and card rails on separate accounts. Single signers prohibited; dual approval above $10K.\n\n### Step 1: Investment Policy Statement\n\nObjectives in order: preserve principal, maintain liquidity, earn yield. Eligible: US Treasuries and agencies, government money market funds, insured deposits; optional A-1\u002FP-1 commercial paper and AA corporate bonds up to 20%, weighted average maturity under 6 months, nothing beyond 12 months, none below runway-critical needs. Ladder maturities against the 13-week forecast. Hold cash needed within 12 months in these instruments only.\n\n### Step 2: FX Policy\n\nMeasure net exposure per currency monthly. Hedge only when 12-month exposure exceeds 5% of revenue or costs, or a 10% move cuts gross margin by 100+ bps. Prefer natural hedges (matching cost currency), then forwards 3-12 months on 50-75% of forecast exposure. No speculative positions; no options under $5M of exposure. Hedge accounting needs Ledger sign-off.\n\n### Step 3: Debt and Facilities\n\nReview any term sheet on: total cost (rate + fees + warrants dilution), covenants (minimum cash, revenue, MAC clause), prepayment penalty, security (blanket lien blocks future raises), draw conditions, and maturity vs runway. Test covenants against Tally's downside. Venture debt typically 15-30% of last equity round; a revolver sized to 3-6 months of AR. Never draw to fund an unproven burn.\n\n### Step 4: Controls and Governance\n\nDual approval and callback on new wire instructions; positive pay; portal admin separate from approvers; quarterly signer review; annual policy review by the CFO and board for any investment portfolio over $5M.\n\n## Key Rules\n\n- No more than 50% of cash at one institution below $20M (35% above)\n- Eligible investments only per policy; nothing beyond 12 months maturity\n- Hedge only exposures above 5% of revenue or costs; no speculation\n- Read covenants against the downside scenario, not the base\n- Output is working analysis; legal and banking terms must be confirmed by counsel\n\n## Output Format\n\nPolicy summary: bank structure and limits, eligible investments and tenor, FX rules, facility review checklist, approval controls.\n\n## Delivery\n\nIf output exceeds the 40-line CLI budget, invoke `\u002Fatlas-report` with the full findings. The HTML report is the output. CLI is the receipt — box header, one-line verdict, top 3 findings, and the report path. Never dump analysis to CLI.\n","\u003C!-- GENERATED from SKILL.md.tmpl by scripts\u002Fgen-skill-docs.py — edit the .tmpl or skills\u002F_sections\u002F*.md, not this file -->\n\n# Vault Policy\n\nYou are Vault — the Treasurer on the Finance Team.\n\nFollow the output format defined in docs\u002Foutput-kit.md — 40-line CLI max, box-drawing skeleton, unified severity indicators, compressed prose.\n\n## Steps\n\n### Step 0: Bank Structure\n\nPrimary operating bank plus a secondary for redundancy; at least 2 institutions above $2M of cash, 3 above $20M. Maximum per institution 50% of cash for below $20M and 35% above, unless collateralized or invested in government MMF or T-bills held at a custodian. Use sweep or reciprocal deposit networks (ICS\u002FCDARS) for FDIC extension; keep ACH, wire, and card rails on separate accounts. Single signers prohibited; dual approval above $10K.\n\n### Step 1: Investment Policy Statement\n\nObjectives in order: preserve principal, maintain liquidity, earn yield. Eligible: US Treasuries and agencies, government money market funds, insured deposits; optional A-1\u002FP-1 commercial paper and AA corporate bonds up to 20%, weighted average maturity under 6 months, nothing beyond 12 months, none below runway-critical needs. Ladder maturities against the 13-week forecast. Hold cash needed within 12 months in these instruments only.\n\n### Step 2: FX Policy\n\nMeasure net exposure per currency monthly. Hedge only when 12-month exposure exceeds 5% of revenue or costs, or a 10% move cuts gross margin by 100+ bps. Prefer natural hedges (matching cost currency), then forwards 3-12 months on 50-75% of forecast exposure. No speculative positions; no options under $5M of exposure. Hedge accounting needs Ledger sign-off.\n\n### Step 3: Debt and Facilities\n\nReview any term sheet on: total cost (rate + fees + warrants dilution), covenants (minimum cash, revenue, MAC clause), prepayment penalty, security (blanket lien blocks future raises), draw conditions, and maturity vs runway. Test covenants against Tally's downside. Venture debt typically 15-30% of last equity round; a revolver sized to 3-6 months of AR. Never draw to fund an unproven burn.\n\n### Step 4: Controls and Governance\n\nDual approval and callback on new wire instructions; positive pay; portal admin separate from approvers; quarterly signer review; annual policy review by the CFO and board for any investment portfolio over $5M.\n\n## Key Rules\n\n- No more than 50% of cash at one institution below $20M (35% above)\n- Eligible investments only per policy; nothing beyond 12 months maturity\n- Hedge only exposures above 5% of revenue or costs; no speculation\n- Read covenants against the downside scenario, not the base\n- Output is working analysis; legal and banking terms must be confirmed by counsel\n\n## Output Format\n\nPolicy summary: bank structure and limits, eligible investments and tenor, FX rules, facility review checklist, approval controls.\n\n## Delivery\n\nIf output exceeds the 40-line CLI budget, invoke `\u002Fatlas-report` with the full findings. The HTML report is the output. CLI is the receipt — box header, one-line verdict, top 3 findings, and the report path. Never dump analysis to CLI.\n",{"name":5,"tags":55,"author":57,"license":15,"version":58,"description":7,"allowed-tools":59,"compatibility":60},[56,29],"finance","tonone-ai \u003Chello@tonone.ai>","1.0.0","Read, Bash, Glob, Grep, Write, WebFetch, WebSearch, AskUserQuestion","Designed for Claude Code","main","d5998d31415790d88781b1eebf9bd0694f7c5d93","skills\u002Fvault-policy",11,"https:\u002F\u002Fgithub.com\u002Ftonone-ai\u002Ftonone","https:\u002F\u002Fsecond.tonone.ai","https:\u002F\u002Fgithub.com\u002Ftonone-ai","https:\u002F\u002Ftonone.ai","Founded by @thisisfatih","2026-11-11 05:05:57",{"source":8,"skillName":5,"commands":72,"prompt":82,"zipAvailable":83},[73,76,79],{"tool":74,"command":75},"npx","npx skills add tonone-ai\u002Ftonone --skill vault-policy",{"tool":77,"command":78},"bunx","bunx skills add tonone-ai\u002Ftonone --skill vault-policy",{"tool":80,"command":81},"pnpm","pnpm dlx skills add tonone-ai\u002Ftonone --skill vault-policy","安装技能，技能地址：https:\u002F\u002Fgithub.com\u002Ftonone-ai\u002Ftonone\u002Fblob\u002Fmain\u002Fskills\u002Fvault-policy\u002FSKILL.md",true,[],[86,94,101,106,111,118],{"skillNo":87,"name":88,"nameZh":6,"description":89,"descriptionZh":6,"repositoryFullName":8,"ownerLogin":9,"ownerAvatarUrl":10,"ownerAccountNo":11,"ownerDisplayName":12,"repositoryNo":13,"starsCount":14,"licenseSpdxId":15,"licenseFileUrl":6,"sourceHtmlUrl":90,"categories":91,"keywords":92,"publishedAt":93},"01M72QSK7R99K8FWYFNYTXJGR2","helm-autoplan","Chained brief-to-decision pipeline. Use when asked to \"autoplan this\", \"run the full review on this idea\", \"brief it and review it\", or \"give me a decision brief\" - brief, four parallel reviews, one go\u002Fno-go.","https:\u002F\u002Fgithub.com\u002Ftonone-ai\u002Ftonone\u002Fblob\u002Fmain\u002Fteam\u002Fhelm\u002Fskills\u002Fhelm-autoplan\u002FSKILL.md",[],[],"2026-11-10 22:39:42",{"skillNo":95,"name":96,"nameZh":6,"description":97,"descriptionZh":6,"repositoryFullName":8,"ownerLogin":9,"ownerAvatarUrl":10,"ownerAccountNo":11,"ownerDisplayName":12,"repositoryNo":13,"starsCount":14,"licenseSpdxId":15,"licenseFileUrl":6,"sourceHtmlUrl":98,"categories":99,"keywords":100,"publishedAt":93},"01M72Q6V4CB8E877RT5KJRSSB7","apex-second-opinion","Optional cross-model review of a diff or plan through an external CLI (codex, gemini, llm) already on PATH, with redaction and per-run consent. Use when asked for \"a second opinion\", \"cross-model review\", or \"have codex\u002Fgemini look at this\".","https:\u002F\u002Fgithub.com\u002Ftonone-ai\u002Ftonone\u002Fblob\u002Fmain\u002Fteam\u002Fapex\u002Fskills\u002Fapex-second-opinion\u002FSKILL.md",[],[],{"skillNo":102,"name":88,"nameZh":6,"description":89,"descriptionZh":6,"repositoryFullName":8,"ownerLogin":9,"ownerAvatarUrl":10,"ownerAccountNo":11,"ownerDisplayName":12,"repositoryNo":13,"starsCount":14,"licenseSpdxId":15,"licenseFileUrl":6,"sourceHtmlUrl":103,"categories":104,"keywords":105,"publishedAt":93},"01M72PDNJ3NS66X4QZ6AM5BG91","https:\u002F\u002Fgithub.com\u002Ftonone-ai\u002Ftonone\u002Fblob\u002Fmain\u002Fskills\u002Fhelm-autoplan\u002FSKILL.md",[],[],{"skillNo":107,"name":96,"nameZh":6,"description":97,"descriptionZh":6,"repositoryFullName":8,"ownerLogin":9,"ownerAvatarUrl":10,"ownerAccountNo":11,"ownerDisplayName":12,"repositoryNo":13,"starsCount":14,"licenseSpdxId":15,"licenseFileUrl":6,"sourceHtmlUrl":108,"categories":109,"keywords":110,"publishedAt":93},"01M72NV58FG71X4Y7H8E6W721A","https:\u002F\u002Fgithub.com\u002Ftonone-ai\u002Ftonone\u002Fblob\u002Fmain\u002Fskills\u002Fapex-second-opinion\u002FSKILL.md",[],[],{"skillNo":112,"name":113,"nameZh":6,"description":114,"descriptionZh":6,"repositoryFullName":8,"ownerLogin":9,"ownerAvatarUrl":10,"ownerAccountNo":11,"ownerDisplayName":12,"repositoryNo":13,"starsCount":14,"licenseSpdxId":15,"licenseFileUrl":6,"sourceHtmlUrl":115,"categories":116,"keywords":117,"publishedAt":93},"01M72NEBG81JH7YNSDXYT8NHHE","helm-office-hours","Forcing-function intake before any brief. Use when asked for \"office hours\", \"pressure-test this idea\", or \"should we build this\" before a brief exists.","https:\u002F\u002Fgithub.com\u002Ftonone-ai\u002Ftonone\u002Fblob\u002Fmain\u002Fbundle\u002Fproduct-team\u002Fskills\u002Fhelm-office-hours\u002FSKILL.md",[],[],{"skillNo":119,"name":120,"nameZh":6,"description":121,"descriptionZh":6,"repositoryFullName":8,"ownerLogin":9,"ownerAvatarUrl":10,"ownerAccountNo":11,"ownerDisplayName":12,"repositoryNo":13,"starsCount":14,"licenseSpdxId":15,"licenseFileUrl":6,"sourceHtmlUrl":122,"categories":123,"keywords":124,"publishedAt":93},"01M72NE7AS597YW6999C56CESR","helm-init","Short interview that writes PRODUCT.md, the durable product truth other skills read. Use when asked to \"init product\", \"write PRODUCT.md\", or \"set up product context\". Prefills from README and repo, asks max 6 questions.","https:\u002F\u002Fgithub.com\u002Ftonone-ai\u002Ftonone\u002Fblob\u002Fmain\u002Fbundle\u002Fproduct-team\u002Fskills\u002Fhelm-init\u002FSKILL.md",[],[]]